#1
Which healthcare financing model relies on individuals paying out-of-pocket for medical expenses?
Social Health Insurance
Community-based Health Insurance
Out-of-pocket Financing
National Health Insurance
#2
In a Health Savings Account (HSA), what is the key feature that differentiates it from traditional health insurance plans?
Premiums are paid by the employer
Unused funds can be rolled over and invested
It covers all healthcare expenses without any out-of-pocket costs
It is only available for elderly individuals
#3
In a fee-for-service healthcare financing model, how are healthcare providers reimbursed?
Monthly fixed payments
Per case basis
Annual lump-sum payments
Government subsidies
#4
Which healthcare financing model is often associated with a combination of public and private insurance options?
Single-Payer System
Social Health Insurance
Private Health Insurance
Capitation
#5
What is the primary objective of a Health Equity Fund (HEF) in healthcare financing?
Maximizing profits for healthcare providers
Promoting equal access to healthcare services
Funding medical research
Providing emergency healthcare services
#6
What is the primary funding source for Medicare in the United States?
General taxation
Social Security contributions
Premiums paid by beneficiaries
Corporate taxes
#7
In a capitation payment model, how are healthcare providers reimbursed?
Fee-for-service
Per case basis
Monthly payment per enrolled individual
Global budget allocation
#8
What is the main objective of Value-Based Healthcare (VBHC) financing models?
Maximizing profits for healthcare providers
Focusing on the volume of services provided
Improving patient outcomes and reducing costs
Raising healthcare prices
#9
In the context of healthcare financing, what does the term 'cost-sharing' refer to?
Sharing financial responsibilities among different healthcare providers
Sharing healthcare costs between patients and payers
Splitting costs between public and private healthcare systems
Pooling financial resources for healthcare infrastructure
#10
What is the primary goal of a Health Maintenance Organization (HMO) in healthcare financing?
Maximizing shareholder profits
Providing comprehensive healthcare services to a specific population
Offering a wide range of insurance plans to the public
Generating revenue through premium collection
#11
Which healthcare financing model is characterized by mandatory contributions based on income and aims to provide universal coverage?
Social Health Insurance
Community-based Health Insurance
Out-of-pocket Financing
National Health Insurance
#12
What is the concept of risk pooling in health insurance?
Distributing risk across a large population
Avoiding risk altogether
Concentrating risk in high-risk individuals
Transferring risk to the government
#13
Which type of healthcare financing model is commonly associated with government-funded healthcare systems like the United Kingdom's NHS (National Health Service)?
Social Health Insurance
Single-Payer System
Private Health Insurance
Community-based Health Insurance
#14
What is the primary principle of a Single-Payer healthcare system?
Multiple private insurance options
Government as the sole payer for healthcare services
Direct payment by individuals for all healthcare expenses
Employers responsible for healthcare financing
#15
Which financing model aims to reduce healthcare costs by providing financial incentives for efficient and cost-effective care?
Capitation
Value-Based Healthcare
Social Health Insurance
Fee-for-service