#1
What is the primary purpose of health insurance?
To provide financial coverage for routine expenses
To protect against the financial impact of unexpected medical expenses
To offer discounts on prescription medications
To promote a healthy lifestyle
#2
What does the term 'Medicare' refer to in the context of healthcare in the United States?
A government-funded program providing health coverage for individuals aged 65 and older
A private health insurance plan for young adults
A state-level health insurance program
A discount program for prescription drugs
#3
Which government agency administers the Medicare program in the United States?
Department of Health and Human Services (HHS)
Centers for Medicare & Medicaid Services (CMS)
Food and Drug Administration (FDA)
Social Security Administration (SSA)
#4
What is the age requirement for individuals to be eligible for Medicare benefits?
60 years old
62 years old
65 years old
70 years old
#5
In Medicare, what does the term 'Part D Extra Help' refer to?
Additional coverage for dental and vision care
Financial assistance for prescription drug costs for low-income individuals
A discount program for gym memberships
Coverage for over-the-counter medications
#6
What is the role of the Medicare Payment Advisory Commission (MedPAC) in the U.S. healthcare system?
Administers the Medicare program
Advises Congress on issues affecting the Medicare program
Determines Medicare premiums and copayments
Manages the Medicare trust fund
#7
Which of the following is a characteristic of Medicare Part A?
Covers hospital stays and inpatient care
Focuses on outpatient services and preventive care
Provides coverage for prescription drugs
Offers supplemental insurance for dental and vision care
#8
What is the 'Medigap' insurance plan designed to do?
Provide coverage for long-term care services
Fill in the gaps in coverage left by Medicare
Offer additional benefits beyond what Medicare covers
Focus exclusively on prescription drug coverage
#9
What is the income-based program that helps lower-income individuals and families with healthcare costs under Medicare called?
Medicaid
Medi-Cal
Medicare Extra
MediAssist
#10
In Medicare, what is the 'Part C' plan also known as?
Medicare Advantage
Medicare Supplement
Medicare Select
MediChoice
#11
Which Medicare part covers physician services and outpatient care?
Medicare Part A
Medicare Part B
Medicare Part C
Medicare Part D
#12
What is the purpose of the Medicare Advantage Plan?
To provide supplemental coverage for Medicare beneficiaries
To offer an alternative to Original Medicare with additional benefits
To focus on prescription drug coverage exclusively
To cover long-term care services
#13
Which Medicare part covers prescription drug benefits?
Medicare Part A
Medicare Part B
Medicare Part D
Medicare Advantage Plan
#14
Which of the following services is typically not covered by Medicare?
Hospital stays
Prescription drugs
Routine eye exams
Preventive screenings
#15
What is the 'donut hole' in Medicare Part D coverage?
A gap in prescription drug coverage where the beneficiary pays higher out-of-pocket costs
A special enrollment period for Medicare
A discount on premiums for low-income individuals
Coverage for brand-name drugs only
#16
Which of the following individuals is automatically enrolled in Medicare Part A and Part B?
Anyone aged 60 and above
Social Security beneficiaries aged 65 and older
Low-income individuals
Veterans
#17
What is the 'Open Enrollment Period' for Medicare Advantage and Medicare Part D plans?
January 1 - March 31
April 1 - June 30
October 15 - December 7
July 1 - September 30
#18
Which Medicare program provides coverage for skilled nursing facility care?
Medicare Part A
Medicare Part B
Medicare Part C
Medicare Part D