#1
What is the primary goal of healthcare financing?
To provide medical treatments
To fund research and development
To ensure financial sustainability of healthcare systems
To regulate pharmaceutical industries
#2
What is the purpose of deductibles in health insurance plans?
To limit the coverage of pre-existing conditions
To reduce the overall cost of insurance premiums
To discourage unnecessary healthcare utilization
To provide coverage for preventive services
#3
What is the primary objective of health savings accounts (HSAs) in the United States?
To provide free healthcare services
To accumulate funds for future medical expenses
To fund medical research
To regulate pharmaceutical prices
#4
Which healthcare payment system is based on a fixed, pre-negotiated fee for each service provided?
Fee-for-service (FFS)
Capitation
Bundled payments
Value-based purchasing
#5
In the context of healthcare financing, what does the term 'risk pooling' refer to?
Combining funds to cover the costs of high-risk individuals
Investing in healthcare-related stocks
Pooling resources for medical research
Setting aside funds for emergency healthcare services
#6
Which healthcare payment model focuses on paying providers based on the overall health outcomes of the patients they serve?
Fee-for-service (FFS)
Capitation
Bundled payments
Value-based purchasing
#7
In a social health insurance system, who typically contributes to the financing of healthcare services?
Government only
Employers only
Individuals only
Government, employers, and individuals
#8
What is the main purpose of Medicaid in the United States?
To provide healthcare coverage for low-income individuals and families
To regulate healthcare provider fees
To conduct medical research
To oversee health insurance exchanges
#9
Which of the following is a characteristic of a single-payer healthcare system?
Multiple insurance providers
Government-funded healthcare for all citizens
Employer-sponsored insurance
Patient out-of-pocket payments
#10
What is the purpose of health insurance exchanges in the United States?
To provide free healthcare services
To regulate pharmaceutical prices
To facilitate the purchase of health insurance plans
To conduct medical research
#11
What is the role of a Health Maintenance Organization (HMO) in healthcare delivery?
To negotiate drug prices with pharmaceutical companies
To provide financial assistance for medical treatments
To manage and coordinate healthcare services for members
To regulate healthcare provider licenses
#12
In the context of healthcare financing, what does the term 'moral hazard' refer to?
Risk associated with a specific medical procedure
Tendency to engage in riskier behavior due to insurance coverage
Fraudulent activities in the healthcare industry
Inadequate funding for public health programs
#13
In the context of healthcare financing, what is adverse selection?
Selection of insurance plans with higher premiums
Selection of insurance plans with lower coverage
The tendency for higher-risk individuals to seek more comprehensive insurance coverage
The tendency for lower-risk individuals to seek more comprehensive insurance coverage