#1
1. What is a Medigap plan designed to do?
Provide prescription drug coverage
Fill in the gaps of Original Medicare coverage
Offer long-term care insurance
Replace Original Medicare entirely
#2
2. Which government program provides health coverage for low-income seniors?
Medicare
Medicaid
Social Security
CHIP
#3
13. When is the initial enrollment period for Medicare?
#4
14. Which part of Medicare covers inpatient hospital stays?
#5
3. What is the main purpose of a Medicare Advantage plan?
Provide supplemental coverage to Original Medicare
Offer long-term care services
Replace Original Medicare and Medicaid
Combine hospital and medical coverage into one plan
#6
4. In Medicare, what does Part D primarily cover?
Hospital stays
Doctor visits
Prescription drugs
Dental care
#7
6. What is the enrollment period for Medicare Advantage Plans?
January 1 - March 31
April 1 - June 30
October 15 - December 7
July 1 - September 30
#8
7. Which Medicare plan covers skilled nursing facility care after the first 20 days?
Medicare Part A
Medicare Part B
Medicare Part C
Medicare Part D
#9
8. What is the purpose of the Annual Enrollment Period (AEP) for Medicare Advantage and Medicare prescription drug coverage?
To enroll in Original Medicare
To switch plans or make changes to coverage
To apply for Medicaid
To receive extra benefits
#10
5. Which of the following is not a factor that can affect Medicare supplement insurance premiums?
Age
Geographic location
Income level
Pre-existing conditions
#11
9. Which of the following is true about Medicare Supplement Insurance (Medigap) plans?
They cover prescription drugs
They replace Original Medicare
They are sold by the government
They help pay for out-of-pocket costs of Original Medicare
#12
10. What is the 'doughnut hole' in Medicare Part D coverage?
The coverage gap where the beneficiary pays more for prescription drugs
A term for the initial enrollment period
A preventive care benefit
An exclusion for pre-existing conditions
#13
11. What is the primary function of a Long-Term Care Insurance policy?
Covering routine doctor visits
Providing financial protection for extended care needs
Offering prescription drug coverage
Replacing Medicare benefits
#14
12. Which of the following statements is correct regarding Medicare Part C (Medicare Advantage) plans?
They only cover hospital stays
They are offered by private insurance companies approved by Medicare
They are free of charge for all beneficiaries
They do not cover prescription drugs