Senior Healthcare and Insurance Coverage Quiz
Test your knowledge on senior healthcare, Medicare, Medicaid, and insurance coverage with this Gerontology quiz.
#1
Which of the following is a primary goal of senior healthcare?
Preventive care and wellness promotion
Maximizing profits for insurance companies
Providing healthcare only in emergencies
Excluding seniors from healthcare services
#2
What is the eligibility age for Medicare benefits in the United States?
#3
What is the purpose of a Health Savings Account (HSA)?
To pay for medical expenses with pre-tax dollars
To invest in the stock market
To provide free healthcare services
To cover long-term care costs
#4
What is the difference between Medicare and Medicaid?
Medicare is for seniors, while Medicaid is for low-income individuals and families
Medicare covers only hospital stays, while Medicaid covers doctor visits
Medicare is a state-run program, while Medicaid is federally funded
There is no difference between Medicare and Medicaid
#5
What is the purpose of a health insurance copayment?
A fixed amount you pay for covered services at the time of treatment
The maximum amount your insurance will pay for medical expenses
A fee charged by your insurance company for each doctor visit
The portion of medical bills your insurance company will not cover
#6
What does Medicare Part A cover?
Hospital stays
Prescription drugs
Routine dental care
Gym memberships
#7
What is the main purpose of a Medicare Advantage plan?
To provide additional benefits beyond Original Medicare
To limit access to healthcare services
To increase out-of-pocket costs for seniors
To reduce coverage for prescription drugs
#8
Which government agency administers the Medicare program?
Social Security Administration
Department of Health and Human Services
Centers for Medicare and Medicaid Services
Department of Veterans Affairs
#9
What is Medicaid?
A federal program providing health coverage to low-income individuals and families
A private insurance plan for seniors
A retirement savings account
A program for military veterans
#10
Which of the following is NOT a factor that can affect health insurance premiums?
Age
Gender
Marital status
Blood type
#11
What is a Medigap policy?
Supplemental insurance to cover gaps in Medicare coverage
A government program for low-income seniors
A type of long-term care insurance
An investment plan for retirement
#12
What is the purpose of long-term care insurance?
To cover costs for extended care services not covered by Medicare
To provide short-term emergency medical care
To offer discounts on prescription drugs
To provide free healthcare services to seniors
#13
What are some common services covered by Medicare Part B?
Doctor visits and outpatient care
Hospital stays
Prescription drugs
Long-term care
#14
What is the 'donut hole' in Medicare Part D coverage?
A gap in prescription drug coverage
A deductible for hospital stays
A limit on doctor visit copayments
A period when Medicare is suspended
#15
What is COBRA?
A federal law that allows people to keep their employer-sponsored health insurance for a limited time after leaving their job
A type of health insurance for military veterans
A government agency overseeing Medicare
A program providing financial assistance for low-income seniors
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