#1
Which of the following is a primary goal of senior healthcare?
Preventive care and wellness promotion
ExplanationEmphasizes prevention and wellness for seniors.
#2
What is the eligibility age for Medicare benefits in the United States?
65
ExplanationStandard age for Medicare enrollment.
#3
What is the purpose of a Health Savings Account (HSA)?
To pay for medical expenses with pre-tax dollars
ExplanationAllows tax-free payment for medical costs.
#4
What is the difference between Medicare and Medicaid?
Medicare is for seniors, while Medicaid is for low-income individuals and families
ExplanationMedicare for seniors, Medicaid for low-income.
#5
What is the purpose of a health insurance copayment?
A fixed amount you pay for covered services at the time of treatment
ExplanationFixed payment for services.
#6
What does Medicare Part A cover?
Hospital stays
ExplanationCovers inpatient hospital care.
#7
What is the main purpose of a Medicare Advantage plan?
To provide additional benefits beyond Original Medicare
ExplanationOffers extra services beyond basic Medicare coverage.
#8
Which government agency administers the Medicare program?
Centers for Medicare and Medicaid Services
ExplanationOversees Medicare and Medicaid programs.
#9
What is Medicaid?
A federal program providing health coverage to low-income individuals and families
ExplanationOffers healthcare to those with limited income.
#10
Which of the following is NOT a factor that can affect health insurance premiums?
Blood type
ExplanationBlood type doesn't influence premiums.
#11
What is a Medigap policy?
Supplemental insurance to cover gaps in Medicare coverage
ExplanationFills in the financial 'gaps' left by Medicare.
#12
What is the purpose of long-term care insurance?
To cover costs for extended care services not covered by Medicare
ExplanationProvides coverage for services not included in Medicare.
#13
What are some common services covered by Medicare Part B?
Doctor visits and outpatient care
ExplanationIncludes visits and outpatient services.
#14
What is the 'donut hole' in Medicare Part D coverage?
A gap in prescription drug coverage
ExplanationA period of limited drug coverage.
#15
What is COBRA?
A federal law that allows people to keep their employer-sponsored health insurance for a limited time after leaving their job
ExplanationEnables continued insurance post-employment.