#1
What is Medicare Part A?
Prescription drug coverage
Hospital insurance
Medically necessary services
Private health plans
#2
Medicare Advantage Plans are also known as:
#3
Medicare Part D covers:
Inpatient hospital care
Medical supplies
Prescription drugs
Private health plans
#4
To be eligible for Medicare, individuals must be:
65 years or older
A U.S. citizen or permanent resident for at least 5 years
Either a or b
None of the above
#5
Which part of Medicare is automatically provided to most people when they turn 65?
#6
Which Medicare part is known to cover skilled nursing facility care?
#7
What does the Medicare Part B premium cover?
Hospital care
Prescription drugs
Doctor services and outpatient care
Medicare Advantage Plan premiums
#8
Who is eligible for Medicare?
Only U.S. citizens 65 years or older
U.S. citizens and legal residents 65 years or older, and younger people with certain disabilities
Anyone over the age of 50
All residents in the United States
#9
Which part of Medicare requires you to pay a premium?
Part A
Part B
Part C
All of the above
#10
Which of the following is NOT covered by Original Medicare?
Long-term care
Hospice care
Inpatient hospital stays
Doctor's office visits
#11
When is the General Enrollment Period for Medicare Part A and Part B?
January 1 - March 31
April 1 - June 30
July 1 - September 30
October 15 - December 7
#12
What does the Medicare Part B deductible cover?
Prescription drugs
The cost of hospitalization
Out-of-pocket expenses for doctor's services
Medicare Advantage Plan premiums
#13
Which of the following services is typically covered by Medicare Part A?
Eye exams
Skilled nursing facility care
Dental care
Hearing aids
#14
What is the Medicare Annual Enrollment Period?
January 1 to March 31
April 1 to June 30
July 1 to September 30
October 15 to December 7
#15
For Medicare Part B, what percentage of the Medicare-approved amount does Medicare typically cover after you meet your deductible?
#16
How is Medicare funded?
State government taxes
Federal income taxes and payroll taxes
Private insurance premiums
Out-of-pocket healthcare payments
#17
Which of the following does Medicare Part C (Medicare Advantage) NOT typically cover?
Hospital care
Doctor's visits
Prescription drugs
Long-term care
#18
Which statement about Original Medicare is TRUE?
It includes Medicare Part C.
It automatically includes prescription drug coverage.
It allows you to go to any doctor or hospital that accepts Medicare in the United States.
It does not cover any preventive services.
#19
Medicare Supplement Insurance (Medigap) policies are sold by:
The federal government
State governments
Private insurance companies
Medicare Advantage Plan providers
#20
What is the purpose of Medicare Supplement Insurance (Medigap)?
To replace Original Medicare
To provide additional drug coverage
To help cover Medicare Part A and B out-of-pocket costs
To offer alternative plans through private companies
#21
What does a Special Enrollment Period allow you to do?
Change your Medicare Advantage and Medicare prescription drug coverage when certain events happen in your life
Enroll in Medicare Part A and Part B for the first time outside of your Initial Enrollment Period
Both a and b
None of the above
#22
Which of the following is NOT a factor in determining your premium for Medicare Part B?
Your income
The state you live in
Whether you smoke
If you enrolled in Part B when you were first eligible
#23
What is the late enrollment penalty for Medicare Part D?
A percentage of your Part D premium, calculated based on how long you were without Part D or creditable prescription drug coverage
A fixed fee applied to your monthly premium for one year
A one-time fee added to your annual income tax
There is no penalty for late enrollment in Medicare Part D
#24
What is the purpose of the Medicare Savings Programs?
To help cover out-of-pocket medical expenses for all Medicare beneficiaries
To help low-income individuals or couples pay for Medicare premiums and out-of-pocket medical expenses
To provide savings on Medicare Advantage plan premiums
To offer discounts on prescription drugs for Medicare Part D enrollees
#25
How often can you switch Medicare Advantage plans during the Open Enrollment Period?
Once every three years
Once a year
Twice a year
There is no limit within the period