Understanding Medicare Options Quiz

Explore 15 questions about Medicare, covering Parts A, B, C, D, enrollment periods, coverage details, and more. Test your understanding now!

#1

What is Medicare Part A?

Prescription drug coverage
Hospital insurance
Medically necessary services
Private health plans
#2

Medicare Advantage Plans are also known as:

Part A
Part B
Part C
Part D
#3

Medicare Part D covers:

Inpatient hospital care
Medical supplies
Prescription drugs
Private health plans
#4

To be eligible for Medicare, individuals must be:

65 years or older
A U.S. citizen or permanent resident for at least 5 years
Either a or b
None of the above
#5

Which part of Medicare is automatically provided to most people when they turn 65?

Part A
Part B
Part C
Part D
#6

Which part of Medicare requires you to pay a premium?

Part A
Part B
Part C
All of the above
#7

Which of the following is NOT covered by Original Medicare?

Long-term care
Hospice care
Inpatient hospital stays
Doctor's office visits
#8

When is the General Enrollment Period for Medicare Part A and Part B?

January 1 - March 31
April 1 - June 30
July 1 - September 30
October 15 - December 7
#9

What does the Medicare Part B deductible cover?

Prescription drugs
The cost of hospitalization
Out-of-pocket expenses for doctor's services
Medicare Advantage Plan premiums
#10

Which of the following services is typically covered by Medicare Part A?

Eye exams
Skilled nursing facility care
Dental care
Hearing aids
#11

What is the purpose of Medicare Supplement Insurance (Medigap)?

To replace Original Medicare
To provide additional drug coverage
To help cover Medicare Part A and B out-of-pocket costs
To offer alternative plans through private companies
#12

What does a Special Enrollment Period allow you to do?

Change your Medicare Advantage and Medicare prescription drug coverage when certain events happen in your life
Enroll in Medicare Part A and Part B for the first time outside of your Initial Enrollment Period
Both a and b
None of the above
#13

Which of the following is NOT a factor in determining your premium for Medicare Part B?

Your income
The state you live in
Whether you smoke
If you enrolled in Part B when you were first eligible
#14

What is the late enrollment penalty for Medicare Part D?

A percentage of your Part D premium, calculated based on how long you were without Part D or creditable prescription drug coverage
A fixed fee applied to your monthly premium for one year
A one-time fee added to your annual income tax
There is no penalty for late enrollment in Medicare Part D
#15

What is the purpose of the Medicare Savings Programs?

To help cover out-of-pocket medical expenses for all Medicare beneficiaries
To help low-income individuals or couples pay for Medicare premiums and out-of-pocket medical expenses
To provide savings on Medicare Advantage plan premiums
To offer discounts on prescription drugs for Medicare Part D enrollees

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