Understanding Medicare and Medicare Advantage Plans Quiz

Test your understanding of Medicare & Medicare Advantage with these quiz questions covering eligibility, coverage, and enrollment.

#1

Which part of Medicare covers hospital stays?

Part A
Part B
Part C
Part D
#2

What does Medicare Part B generally cover?

Prescription drugs
Hospital stays
Doctor visits and outpatient care
Long-term care
#3

Which government agency administers the Medicare program?

Social Security Administration
Centers for Medicare & Medicaid Services (CMS)
Department of Health and Human Services (HHS)
Internal Revenue Service (IRS)
#4

What is the role of Medicare Part D?

Covering hospital stays
Providing prescription drug coverage
Offering coverage for doctor visits
Covering long-term care
#5

What is the maximum number of months after becoming eligible for Medicare that you can delay enrollment without incurring penalties?

6 months
12 months
18 months
24 months
#6

Which government agency oversees the Medicare program?

Social Security Administration
Centers for Medicare & Medicaid Services (CMS)
Department of Health and Human Services (HHS)
Internal Revenue Service (IRS)
#7

Which of the following is NOT a requirement to qualify for Medicare?

Being 65 years or older
Having a qualifying disability
Being a U.S. citizen or permanent resident
Having private health insurance
#8

What is a key feature of Medicare Advantage plans?

They are only available to low-income individuals
They cover only hospital stays and doctor visits
They often include prescription drug coverage
They require referrals to see specialists
#9

What is the maximum out-of-pocket limit for Medicare Part A and Part B combined in 2024?

$5,000
$7,550
$10,000
$15,000
#10

Which of the following is true about the Medicare Initial Enrollment Period (IEP)?

It lasts for 6 months, starting from the day you turn 65.
It is the only time you can sign up for Medicare.
You can delay enrollment without penalties.
It is also known as the Annual Enrollment Period.
#11

During which period can you switch from Original Medicare to a Medicare Advantage plan?

Medicare Advantage Open Enrollment Period
Medicare Initial Enrollment Period
Medicare Annual Enrollment Period
Special Enrollment Period
#12

Which of the following services is NOT typically covered by Medicare?

Routine dental care
Skilled nursing facility care
Hospice care
Mental health services
#13

Which Medicare part covers prescription drugs?

Part A
Part B
Part C
Part D
#14

What does Medigap insurance do?

Covers prescription drugs
Covers long-term care
Fills gaps in Medicare coverage
Provides additional vision benefits
#15

Which of the following is a potential disadvantage of enrolling in a Medicare Advantage plan?

Limited provider network
Lower premiums compared to Original Medicare
Coverage for additional benefits
No coverage for prescription drugs
#16

What is the income-based adjustment for Medicare Part B premiums called?

Medicare Extra Help
Medicare Savings Programs
Medicare Part B Income-Related Monthly Adjustment Amount (IRMAA)
Medicare Part D Low-Income Subsidy
#17

What is the purpose of the Medicare Summary Notice (MSN)?

To summarize your healthcare visits
To provide updates on Medicare regulations
To list your Medicare premiums
To report errors or fraud in Medicare billing
#18

Which of the following is TRUE regarding Medicare Part C (Medicare Advantage) plans?

They are only available to individuals with low income
They must cover the same benefits as Original Medicare
They are administered by the Social Security Administration
They do not cover prescription drugs

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