#1
Which part of Medicare covers hospital stays?
Part A
ExplanationPart A covers inpatient hospital care.
#2
What does Medicare Part B generally cover?
Doctor visits and outpatient care
ExplanationPart B covers doctor visits and outpatient care services.
#3
Which government agency administers the Medicare program?
Centers for Medicare & Medicaid Services (CMS)
ExplanationThe Centers for Medicare & Medicaid Services (CMS) oversees the Medicare program.
#4
What is the role of Medicare Part D?
Providing prescription drug coverage
ExplanationMedicare Part D provides coverage for prescription drugs.
#5
What is the maximum number of months after becoming eligible for Medicare that you can delay enrollment without incurring penalties?
12 months
ExplanationYou can delay Medicare enrollment for up to 12 months without penalties after becoming eligible.
#6
Which government agency oversees the Medicare program?
Centers for Medicare & Medicaid Services (CMS)
ExplanationThe Centers for Medicare & Medicaid Services (CMS) oversees the Medicare program.
#7
Which of the following is NOT a requirement to qualify for Medicare?
Having private health insurance
ExplanationPrivate health insurance is not a requirement for Medicare eligibility.
#8
What is a key feature of Medicare Advantage plans?
They often include prescription drug coverage
ExplanationMedicare Advantage plans frequently include coverage for prescription drugs.
#9
What is the maximum out-of-pocket limit for Medicare Part A and Part B combined in 2024?
$7,550
ExplanationThe maximum combined out-of-pocket limit for Medicare Parts A and B in 2024 is $7,550.
#10
Which of the following is true about the Medicare Initial Enrollment Period (IEP)?
It lasts for 6 months, starting from the day you turn 65.
ExplanationThe Initial Enrollment Period for Medicare lasts for 6 months, beginning when you turn 65.
#11
During which period can you switch from Original Medicare to a Medicare Advantage plan?
Medicare Annual Enrollment Period
ExplanationYou can switch from Original Medicare to a Medicare Advantage plan during the Medicare Annual Enrollment Period.
#12
Which of the following services is NOT typically covered by Medicare?
Routine dental care
ExplanationRoutine dental care is not typically covered by Medicare.
#13
Which Medicare part covers prescription drugs?
Part D
ExplanationPart D provides prescription drug coverage.
#14
What does Medigap insurance do?
Fills gaps in Medicare coverage
ExplanationMedigap insurance supplements and fills gaps in Medicare coverage.
#15
Which of the following is a potential disadvantage of enrolling in a Medicare Advantage plan?
Limited provider network
ExplanationMedicare Advantage plans may have a limited provider network.
#16
What is the income-based adjustment for Medicare Part B premiums called?
Medicare Part B Income-Related Monthly Adjustment Amount (IRMAA)
ExplanationThe income-based adjustment for Medicare Part B premiums is called IRMAA.
#17
What is the purpose of the Medicare Summary Notice (MSN)?
To report errors or fraud in Medicare billing
ExplanationThe Medicare Summary Notice (MSN) is used to report errors or fraud in Medicare billing.
#18
Which of the following is TRUE regarding Medicare Part C (Medicare Advantage) plans?
They must cover the same benefits as Original Medicare
ExplanationMedicare Advantage plans are required to cover the same benefits as Original Medicare.