Medicare Enrollment and Plan Options Quiz

Test your knowledge on Medicare enrollment, coverage, penalties, and more with these 16 quiz questions. Get ready to ace your Medicare decisions!

Practice Learn Test

When can you first enroll in Medicare?

At age 62

At age 65

At age 67

At age 70

Which Medicare part covers hospital stays?

Part A

Part B

Part C

Part D

What is the initial enrollment period for Medicare?

3 months before, the month of, and 3 months after your 65th birthday

6 months before, the month of, and 6 months after your 65th birthday

1 year before, the month of, and 1 year after your 65th birthday

2 years before, the month of, and 2 years after your 65th birthday

What is the penalty for late enrollment in Medicare Part B?

10% for each year you could have been enrolled

5% for each year you could have been enrolled

20% for each year you could have been enrolled

No penalty

What is the difference between Medicare Part C and Original Medicare?

Part C covers prescription drugs, while Original Medicare does not.

Part C is managed by private insurance companies, while Original Medicare is managed by the government.

Part C covers hospital stays, while Original Medicare does not.

There is no difference.

What is the Medicare Advantage Open Enrollment Period?

A period to switch from Original Medicare to Medicare Advantage

A period to switch from Medicare Advantage to Original Medicare

A period to switch between different Medicare Advantage plans

Both b and c

Which of the following is NOT a factor that can affect Medicare costs?

Income

Health status

Smoking habits

Place of residence

During which period can you make changes to your Medicare coverage for the upcoming year?

January 1 - March 31

April 1 - June 30

October 15 - December 7

July 1 - September 30

Which of the following is true about Medigap policies?

They are sold by private insurance companies.

They are part of Original Medicare.

They cover prescription drugs.

They are only available to low-income individuals.

#10

What does Medicare Part D cover?

Doctor visits

Hospital stays

Prescription drugs

All of the above

#11

What is the income limit for receiving extra help with Medicare prescription drug plan costs (Part D)?

$20,000

$25,000

$30,000

$35,000

#12

What is the purpose of Medigap insurance?

To provide additional coverage not offered by Original Medicare

To provide coverage for prescription drugs

To provide coverage for long-term care

To provide coverage for dental and vision care

#13

Which of the following is NOT a Medicare Advantage plan type?

Health Maintenance Organization (HMO)

Preferred Provider Organization (PPO)

Exclusive Provider Organization (EPO)

Prescription Drug Plan (PDP)

#14

What is the penalty for late enrollment in Medicare Part D?

1% of the national base beneficiary premium for every month you were eligible but didn't enroll

5% of the national base beneficiary premium for every year you were eligible but didn't enroll

10% of the national base beneficiary premium for every year you were eligible but didn't enroll

There is no penalty for late enrollment in Part D.

#15

What is the purpose of the Medicare Improvements for Patients and Providers Act (MIPPA)?

To expand coverage under Medicare Part A

To provide additional benefits for Medicare beneficiaries

To enhance preventive care services under Medicare

All of the above

#16

Which of the following statements about Medigap plans is true?

Medigap plans are standardized across different insurance companies.

Medigap plans are not regulated by the federal government.

Medigap plans cover long-term care services.

Medigap plans are only available to individuals under 65.