#1
Which federal law prohibits discrimination in housing on the basis of race, color, religion, sex, familial status, national origin, and disability?
Americans with Disabilities Act (ADA)
Fair Housing Act (FHA)
Equal Credit Opportunity Act (ECOA)
Civil Rights Act of 1964
#2
Which government agency is primarily responsible for enforcing the Fair Housing Act in the United States?
Department of Justice (DOJ)
Federal Trade Commission (FTC)
Department of Housing and Urban Development (HUD)
Environmental Protection Agency (EPA)
#3
Which of the following statements accurately describes the concept of steering in fair housing?
Encouraging people to move into diverse neighborhoods
Channeling prospective tenants to certain neighborhoods based on their protected characteristics
Providing financial incentives for landlords to accept tenants from protected classes
Ensuring fair and equal access to housing for all individuals
#4
What is the primary purpose of the Housing for Older Persons Act (HOPA)?
To provide funding for affordable housing projects
To prohibit discrimination against elderly individuals in housing
To exempt certain housing from familial status discrimination provisions under the Fair Housing Act
To regulate landlord-tenant disputes related to housing for elderly persons
#5
What does the term 'affirmative marketing' refer to in the context of fair housing?
Marketing strategies aimed at promoting diversity and inclusion in housing
Marketing efforts targeted towards a specific demographic group
Marketing practices that discriminate against certain individuals or groups
Marketing tactics used to inflate property values
#6
What is the term used for housing discrimination that occurs when people are treated differently in housing transactions based on protected characteristics?
Segregation
Gentrification
Redlining
Disparate treatment
#7
Which of the following is NOT a protected class under the Fair Housing Act?
Marital status
Sex
Religion
Age
#8
In the context of fair housing, what does the acronym HUD stand for?
Housing Utilization and Development
Housing and Urban Development
Housing Under Discrimination
Housing Utilization Department
#9
What is redlining in the context of housing discrimination?
A practice where landlords refuse to rent to certain racial or ethnic groups
An illegal practice of refusing loans or insurance to people in certain neighborhoods
A form of housing segregation based on income
An initiative to provide affordable housing in urban areas
#10
Under the Fair Housing Act, what is the maximum fine for a first-time violator found guilty of housing discrimination?
$10,000
$25,000
$50,000
$100,000
#11
What does the term 'reasonable accommodation' refer to in fair housing regulations?
An adjustment or modification to a policy, practice, or procedure
Providing free housing to low-income individuals
Enforcing strict guidelines for landlords
Allowing discrimination based on personal beliefs
#12
Which of the following is an example of familial status discrimination under the Fair Housing Act?
A landlord refusing to rent to a single parent with children
A landlord refusing to rent to someone based on their religious beliefs
A landlord refusing to rent to a person with a disability
A landlord refusing to rent to someone based on their race
#13
In the context of fair housing, what is 'blockbusting'?
A practice of refusing to sell or rent property in certain neighborhoods
The illegal practice of inducing panic selling in a neighborhood by making representations about the entry or prospective entry of members of a protected class
A form of discriminatory lending practices
A method used to artificially inflate property values
#14
What is the primary purpose of the Housing Discrimination Study conducted by the Department of Housing and Urban Development (HUD)?
To identify trends in discriminatory practices in the housing market
To provide funding for housing discrimination lawsuits
To regulate rent prices in metropolitan areas
To promote gentrification in urban neighborhoods
#15
What is 'source of income' discrimination in the context of fair housing?
Discrimination based on a person's employment status
Refusing to rent to someone based on their criminal history
Refusing to accept government assistance as a form of income for housing
Discrimination based on the source of funds used to pay for housing