#1
Which federal law prohibits discrimination in housing on the basis of race, color, religion, sex, familial status, national origin, and disability?
Fair Housing Act (FHA)
ExplanationEnforces anti-discrimination measures in housing based on various protected characteristics.
#2
Which government agency is primarily responsible for enforcing the Fair Housing Act in the United States?
Department of Housing and Urban Development (HUD)
ExplanationPrimary enforcer of the Fair Housing Act, ensuring compliance and addressing violations.
#3
Which of the following statements accurately describes the concept of steering in fair housing?
Channeling prospective tenants to certain neighborhoods based on their protected characteristics
ExplanationDirecting individuals to specific areas based on protected characteristics, breaching fair housing principles.
#4
What is the primary purpose of the Housing for Older Persons Act (HOPA)?
To exempt certain housing from familial status discrimination provisions under the Fair Housing Act
ExplanationLegislation addressing housing exemptions related to familial status under Fair Housing Act.
#5
What does the term 'affirmative marketing' refer to in the context of fair housing?
Marketing strategies aimed at promoting diversity and inclusion in housing
ExplanationPromotional strategies encouraging diversity and inclusion in housing.
#6
What is the term used for housing discrimination that occurs when people are treated differently in housing transactions based on protected characteristics?
Disparate treatment
ExplanationUnequal treatment in housing transactions due to protected characteristics.
#7
Which of the following is NOT a protected class under the Fair Housing Act?
Marital status
ExplanationExcluded category in the Fair Housing Act protection against discrimination.
#8
In the context of fair housing, what does the acronym HUD stand for?
Housing and Urban Development
ExplanationGovernment agency overseeing housing policies and enforcing fair housing laws.
#9
What is redlining in the context of housing discrimination?
An illegal practice of refusing loans or insurance to people in certain neighborhoods
ExplanationUnlawful practice denying financial services to specific neighborhoods, often based on racial discrimination.
#10
Under the Fair Housing Act, what is the maximum fine for a first-time violator found guilty of housing discrimination?
$25,000
ExplanationMaximum penalty for initial violations of Fair Housing Act to deter discrimination.
#11
What does the term 'reasonable accommodation' refer to in fair housing regulations?
An adjustment or modification to a policy, practice, or procedure
ExplanationAdapting policies to accommodate individuals with disabilities and prevent discrimination.
#12
Which of the following is an example of familial status discrimination under the Fair Housing Act?
A landlord refusing to rent to a single parent with children
ExplanationDiscrimination against renters with children, violating familial status protection.
#13
In the context of fair housing, what is 'blockbusting'?
The illegal practice of inducing panic selling in a neighborhood by making representations about the entry or prospective entry of members of a protected class
ExplanationUnlawful tactics causing panic selling by suggesting entry of certain protected class members.
#14
What is the primary purpose of the Housing Discrimination Study conducted by the Department of Housing and Urban Development (HUD)?
To identify trends in discriminatory practices in the housing market
ExplanationResearch initiative aimed at recognizing and addressing discriminatory trends in housing.
#15
What is 'source of income' discrimination in the context of fair housing?
Discrimination based on the source of funds used to pay for housing
ExplanationUnfair treatment in housing based on the origin of income used for payment.