U.S. Health Insurance and Legislation Quiz Test your knowledge on health policy, legislation, and insurance in the United States with these insightful quiz questions. How well do you know the Affordable Care Act and other crucial aspects?
#1
What is the primary purpose of the Affordable Care Act (ACA)?To expand Medicaid coverage only
To regulate private insurance, expand Medicaid, and provide subsidies for insurance premiums
To replace private insurance with a single-payer system
To abolish all forms of health insurance
#2
Which U.S. president signed the Affordable Care Act (ACA) into law?George W. Bush
Barack Obama
Donald Trump
Joe Biden
#3
What is the purpose of Medicaid in the United States?To provide health insurance for individuals aged 65 and older
To provide health insurance for low-income individuals and families
To provide health insurance for military veterans
To provide health insurance for federal employees
#4
What is the purpose of the Health Insurance Marketplace established by the Affordable Care Act (ACA)?To provide insurance only for seniors
To provide a platform for individuals and small businesses to compare and purchase health insurance plans
To regulate private insurance companies
To abolish private health insurance
#5
What is the primary source of funding for Medicare?General tax revenue
Payroll taxes
Premiums paid by beneficiaries
Private donations
#6
Which piece of legislation introduced the concept of 'individual mandate' in U.S. health insurance?Affordable Care Act (ACA)
Medicare
Medicaid
Children's Health Insurance Program (CHIP)
#7
What does COBRA stand for in the context of health insurance?Consolidated Omnibus Budget Reconciliation Act
Committee on Benefits and Reconciliation Acts
Continuation of Benefits Reconciliation Act
Consumer-Oriented Benefits Reconciliation Act
#8
What does the acronym 'CHIP' stand for in the context of U.S. healthcare?Children's Health Insurance Program
Community Health Insurance Program
Comprehensive Health Insurance Program
Child Healthcare Implementation Program
#9
What is the main purpose of the Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA)?To limit overhead and profits of insurance companies
To ensure that all medical treatments are covered by insurance
To mandate coverage for pre-existing conditions
To allow insurance companies to deny coverage based on medical history
#10
Which of the following is NOT a component of Medicare?Part A: Hospital Insurance
Part B: Medical Insurance
Part D: Prescription Drug Coverage
Part E: Long-Term Care Insurance
#11
Which of the following is NOT a type of private health insurance plan in the United States?Health Maintenance Organization (HMO)
Preferred Provider Organization (PPO)
Medicare
Exclusive Provider Organization (EPO)
#12
Which of the following is NOT a feature of a Health Savings Account (HSA)?Tax-deductible contributions
Employer-sponsored
Unused funds roll over from year to year
Limited to use only for medical expenses
#13
Which of the following statements about the Individual Mandate under the Affordable Care Act (ACA) is true?It requires all individuals to purchase health insurance or face a penalty
It only applies to individuals with employer-sponsored insurance
It exempts individuals with pre-existing conditions
It was declared unconstitutional by the Supreme Court
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