Affordable Care Act (ACA) and Health Insurance Regulations Quiz
Explore ACA's impact on health insurance with 11 key questions. Test yourself on provisions, mandates, and reforms. Get ready now!
#1
Which year was the Affordable Care Act (ACA) signed into law?
#2
What is the primary goal of the Affordable Care Act (ACA)?
To reduce taxes
To increase military spending
To expand healthcare coverage
To privatize the healthcare system
#3
Which government agency is responsible for implementing and enforcing many provisions of the ACA?
Department of Defense
Internal Revenue Service (IRS)
Department of Education
Centers for Medicare & Medicaid Services (CMS)
#4
What is the 'metal tier' system used in health insurance plans under the Affordable Care Act (ACA)?
A system to classify the quality of hospitals
A system to categorize the level of coverage and cost-sharing in health plans
A system to rank healthcare providers
A system to assess patient satisfaction
#5
Which of the following is a preventive service covered at no cost-sharing under the ACA?
Emergency room visits
Prescription drugs
Mammograms and colonoscopies
Cosmetic surgery
#6
Which of the following populations does the Medicaid expansion under the ACA primarily target?
Children and pregnant women
Seniors over 65
Military veterans
High-income individuals
#7
What is the individual mandate in the context of the Affordable Care Act (ACA)?
A requirement for individuals to buy health insurance or pay a penalty
A mandate for individuals to exercise daily
A requirement for individuals to vote in elections
A mandate for individuals to own a car
#8
Which of the following is not a key provision of the Affordable Care Act (ACA)?
Medicaid expansion
Pre-existing condition protections
Social Security reform
Health insurance marketplaces
#9
What is the 'essential health benefits' requirement in the ACA?
A mandate for employers to provide gym memberships to employees
A requirement for health plans to cover certain basic health services
A mandate for individuals to undergo annual health check-ups
A requirement for pharmacies to offer discounts on medications
#10
How did the ACA aim to address the issue of insurance discrimination based on pre-existing conditions?
By allowing insurers to deny coverage based on pre-existing conditions
By creating high-risk pools for individuals with pre-existing conditions
By excluding coverage for any pre-existing conditions
By providing subsidies only to individuals without pre-existing conditions
#11
What is the 'Cadillac tax' that was included in the original version of the ACA?
A tax on luxury cars
A tax on high-cost employer-sponsored health plans
A tax on high-income individuals
A tax on premium cigars
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