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Affordable Care Act (ACA) and Health Insurance Regulations Quiz

#1

Which year was the Affordable Care Act (ACA) signed into law?

2010
Explanation

The ACA was signed into law in 2010 to reform the healthcare system.

#2

What is the primary goal of the Affordable Care Act (ACA)?

To expand healthcare coverage
Explanation

The primary goal of the ACA is to increase access to healthcare services by expanding coverage.

#3

Which government agency is responsible for implementing and enforcing many provisions of the ACA?

Centers for Medicare & Medicaid Services (CMS)
Explanation

The CMS is responsible for implementing and enforcing many provisions of the ACA.

#4

What is the 'metal tier' system used in health insurance plans under the Affordable Care Act (ACA)?

A system to categorize the level of coverage and cost-sharing in health plans
Explanation

The metal tier system categorizes health plans based on coverage and cost-sharing levels.

#5

Which of the following is a preventive service covered at no cost-sharing under the ACA?

Mammograms and colonoscopies
Explanation

Mammograms and colonoscopies are preventive services covered at no cost-sharing under the ACA.

#6

Which of the following populations does the Medicaid expansion under the ACA primarily target?

Children and pregnant women
Explanation

The Medicaid expansion under the ACA primarily targets children and pregnant women.

#7

What is the individual mandate in the context of the Affordable Care Act (ACA)?

A requirement for individuals to buy health insurance or pay a penalty
Explanation

The individual mandate requires individuals to obtain health insurance or face penalties.

#8

Which of the following is not a key provision of the Affordable Care Act (ACA)?

Social Security reform
Explanation

Social Security reform is not a key provision of the ACA.

#9

What is the 'essential health benefits' requirement in the ACA?

A requirement for health plans to cover certain basic health services
Explanation

The ACA requires health plans to cover essential basic health services.

#10

How did the ACA aim to address the issue of insurance discrimination based on pre-existing conditions?

By creating high-risk pools for individuals with pre-existing conditions
Explanation

The ACA addressed pre-existing condition discrimination by creating high-risk pools.

#11

What is the 'Cadillac tax' that was included in the original version of the ACA?

A tax on high-cost employer-sponsored health plans
Explanation

The Cadillac tax was a tax on high-cost employer-sponsored health plans.

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