Health Insurance Policy Provisions and Coverage Quiz
Test your knowledge of health insurance with these quiz questions on policy provisions, deductibles, coverage, and more!
#1
What is the maximum age limit for dependents under most health insurance policies in the USA?
25 years
26 years
27 years
28 years
#2
Which of the following is NOT typically covered by a standard health insurance policy?
Emergency Room Visits
Prescription Drugs
Cosmetic Surgery
Hospitalization
#3
What is the term for the percentage of the total cost of a covered healthcare service that a policyholder must pay?
Co-insurance
Premium
Deductible
Out-of-pocket maximum
#4
What is the term for the specific amount of money a policyholder must pay for a covered healthcare service before the insurance company pays the rest?
Co-pay
Co-insurance
Premium
Deductible
#5
What is a 'deductible' in a health insurance policy?
The amount the policyholder pays before the insurance kicks in
The amount the insurance pays after the policyholder pays the deductible
The total amount the insurance will pay for medical expenses
The amount the policyholder pays for routine check-ups
#6
What is the term for the maximum amount of money an insurer will pay for a covered medical service?
Co-pay
Out-of-pocket maximum
Premium
Lifetime maximum
#7
What is the term for a healthcare provider or facility that has a contract with an insurance company to provide services at a reduced cost?
In-network provider
Out-of-network provider
Primary Care Provider
Specialist
#8
What is the term for the maximum amount of money a policyholder will have to pay for covered healthcare services in a given year?
Co-pay
Out-of-pocket maximum
Premium
Lifetime maximum
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