#1
Which government healthcare program provides coverage for individuals aged 65 and older in the United States?
#2
What is the primary purpose of health insurance?
To provide financial assistance for education
To cover medical expenses
To fund retirement
To support entertainment expenses
#3
In the context of health insurance, what does the term 'out-of-pocket limit' refer to?
The maximum amount an individual must pay for covered services in a plan year
The cost of insurance premiums
The deductible amount
The coinsurance percentage
#4
In health insurance, what does the term 'pre-existing condition' refer to?
A medical condition that existed before the policy was issued
A condition covered by all policies
A condition that arises during the policy term
A condition not covered by any policies
#5
Which government healthcare program provides coverage for active-duty military personnel and their eligible dependents?
Medicaid
Medicare
CHIP
TRICARE
#6
Which government healthcare program is designed to assist low-income individuals and families with medical costs?
Medicare
Medicaid
CHIP
TRICARE
#7
In the context of health insurance, what does the term 'premium' refer to?
The total cost of medical services
The amount an individual pays for coverage
The deductible amount
The coinsurance percentage
#8
What is the purpose of a Health Savings Account (HSA) in the context of health insurance?
To provide dental coverage
To accumulate funds for qualified medical expenses
To offer vision care benefits
To cover emergency room visits
#9
Which federal agency administers the Medicaid program in the United States?
Department of Health and Human Services (HHS)
Centers for Medicare & Medicaid Services (CMS)
Food and Drug Administration (FDA)
Environmental Protection Agency (EPA)
#10
What is the primary goal of the Affordable Care Act (ACA) in the United States?
To expand Medicaid coverage
To increase healthcare costs
To reduce the number of uninsured individuals
To eliminate private health insurance
#11
Which term refers to the total amount an individual must pay for covered medical services before the insurance company starts paying?
Deductible
Premium
Co-payment
Coinsurance
#12
Which of the following is a feature of Health Maintenance Organization (HMO) plans?
No requirement for a primary care physician
Extensive out-of-network coverage
Referrals needed for specialists
High deductibles
#13
In a health insurance policy, what does the term 'co-payment' refer to?
The total cost of the policy
The percentage of covered expenses paid by the insured
The fixed amount paid by the insured for each covered healthcare service
The maximum out-of-pocket limit
#14
What is the primary purpose of the Children's Health Insurance Program (CHIP) in the United States?
Providing coverage for elderly individuals
Ensuring healthcare coverage for children in low-income families
Offering preventive services for adults
Covering dental and vision expenses
#15
Which type of health insurance plan typically allows individuals to see any healthcare provider without a referral?
Exclusive Provider Organization (EPO)
Preferred Provider Organization (PPO)
Health Maintenance Organization (HMO)
Point of Service (POS)
#16
What is a Health Maintenance Organization (HMO) primary care physician responsible for?
Authorizing surgeries
Performing surgeries
Managing preventive care and referring to specialists
Handling billing and insurance claims
#17
Which government healthcare program primarily serves active-duty military personnel, retirees, and their dependents?
Medicare
Medicaid
TRICARE
CHIP