Health Insurance and Coverage Eligibility Quiz
Test your knowledge on health insurance eligibility, coverage, and terms with these quiz questions. Understand key concepts in health insurance.
#1
What is the minimum age requirement to qualify for Medicare in the United States?
#2
Which of the following is NOT typically covered by basic health insurance plans?
Doctor visits
Prescription drugs
Cosmetic surgery
Hospital stays
#3
What is the purpose of a health insurance deductible?
To limit the amount of coverage provided by the insurance policy
To determine the cost-sharing amount between the insured and the insurer
To establish the maximum out-of-pocket expense for the insured
To waive the requirement for co-payments
#4
Which government program provides health insurance coverage for low-income individuals and families in the United States?
Medicare
Medicaid
Social Security
CHIP (Children's Health Insurance Program)
#5
What is the 'grace period' in the context of health insurance?
The period during which an insured individual can renew their policy without any penalties
The time frame within which insurance claims must be submitted for reimbursement
The period after a missed premium payment when coverage remains active
The time allowed for selecting a new insurance plan during open enrollment
#6
What does COBRA stand for in the context of health insurance?
Consolidated Omnibus Budget Reconciliation Act
Continuation of Benefits for Retirees and Alumni
Catastrophic Out-of-pocket Benefits Reimbursement Agreement
Coverage Options for Beneficiaries and Retirees Act
#7
In health insurance, what is a 'pre-existing condition'?
A medical condition that exists before someone applies for or enrolls in a new health insurance policy
A condition that develops after enrolling in a health insurance policy
A condition covered by all insurance policies
A condition not covered by insurance policies
#8
What does the term 'network' refer to in the context of health insurance?
The group of healthcare providers, hospitals, and facilities contracted with an insurance company
The coverage area where the insurance policy is valid
The list of covered medications in an insurance plan
The process of reviewing insurance claims
#9
What is the purpose of a health insurance copayment?
To establish the maximum out-of-pocket expense for the insured
To limit the amount of coverage provided by the insurance policy
To waive the requirement for deductibles
To share the cost of healthcare services between the insured and the insurer
#10
What does EOB stand for in health insurance terminology?
Explanation of Benefits
Enrollment of Beneficiaries
Employer-Owned Benefits
Endorsement of Coverage
#11
Which of the following is an example of a health insurance premium?
The amount paid out of pocket for a doctor's visit
The fee charged by the insurance company for coverage
The total cost of a hospital stay
The deductible before insurance coverage kicks in
#12
Which of the following is an example of a health insurance coinsurance?
The amount paid for a prescription drug after reaching the deductible
The fee charged for each doctor's visit
The percentage of healthcare costs shared by the insured after reaching the deductible
The maximum amount the insured must pay before the insurance company covers the rest
#13
What is a 'health savings account' (HSA) often used for?
To pay for healthcare expenses not covered by insurance
To invest in the stock market
To pay insurance premiums
To cover cosmetic surgery costs
#14
What is 'Medigap' insurance?
Health insurance for military veterans
Supplemental insurance sold by private companies to cover healthcare costs not covered by Medicare
Insurance for long-term care services
An alternative to Medicare offered by private insurance companies
#15
What is the purpose of a 'health insurance exchange'?
To regulate the prices of health insurance plans
To provide a marketplace for individuals and small businesses to purchase health insurance
To provide emergency healthcare services
To administer Medicaid and Medicare programs
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