Health Insurance and Coverage Policies Quiz Test your knowledge on health insurance plans, deductibles, premiums, and more with this comprehensive quiz. Learn about COBRA, Medicaid, and Medicare.
#1
Health Maintenance Organization (HMO)
Preferred Provider Organization (PPO)
Flexible Spending Account (FSA)
Health Reimbursement Arrangement (HRA)
#2
Low-income individuals and families
Individuals aged 65 and older
Members of the military and their families
Individuals with pre-existing medical conditions
#3
To provide coverage for preventive care services
To determine the out-of-pocket maximum for the insured individual
To pay for the administrative costs of the insurance company
To cover the total cost of medical expenses incurred by the insured individual
#4
Routine check-ups and preventive care
Emergency medical treatment
Cosmetic surgery for aesthetic purposes
Prescription medications for chronic conditions
#5
Medicare is primarily for low-income individuals and families
Medicare is funded entirely by the federal government
Medicare is available to individuals of any age who have certain disabilities
Medicare provides coverage for long-term care, such as nursing home stays
#6
To prevent individuals from accessing healthcare services
To provide financial protection against unexpected medical expenses
To restrict access to healthcare services based on income levels
To offer discounts on non-medical products and services
#7
Consolidated Omnibus Budget Reconciliation Act
Comprehensive Options for Bringing Relief and Assistance
Continuous Observation of Benefit Restoration Activities
Central Office for Budgetary Reconciliation and Administration
#8
It is the amount the insured must pay out-of-pocket before the insurance company pays for covered services.
It is a fee charged by the insurance company for each visit to a healthcare provider.
It is the total amount the insurance company pays for covered services in a year.
It is an additional premium paid to expand the coverage of the insurance plan.
#9
To deny coverage to the insured individual
To request reimbursement for medical expenses from the insurance company
To increase the insurance premium for the insured individual
To reduce the coverage provided by the insurance company
#10
To provide financial assistance for medical emergencies only
To save money for qualified medical expenses tax-free
To pay for all medical expenses regardless of insurance coverage
To offer discounted rates on prescription medications
#11
The total amount the insurance company pays for covered services in a year
The maximum amount of money the insured individual has to pay for covered services during a policy period
The amount the insured individual pays for healthcare services before the insurance coverage begins
The fee charged by the insurance company for each visit to a healthcare provider
#12
To provide tax-free income to employees for qualified medical expenses
To reimburse employees for medical expenses not covered by their health insurance
To offer financial assistance to low-income individuals for purchasing health insurance
To provide financial compensation to healthcare providers for services rendered
#13
The percentage of covered medical expenses that the insured individual must pay after the deductible is met
The fixed amount that the insured individual must pay for covered medical services
A type of insurance policy that covers expenses related to prescription drugs
The total amount that the insurance company pays for covered medical services
#14
The process of verifying the eligibility of an individual for health insurance coverage
The requirement for insured individuals to obtain approval from the insurance company before certain medical services are provided
A type of insurance policy that covers expenses related to treatments received before the policy was issued
A provision in health insurance policies that allows individuals to change their coverage options during open enrollment periods
Sign In to view more questions.
Quiz Questions with Answers Forget wasting time on incorrect answers. We deliver the straight-up correct options, along with clear explanations that solidify your understanding.
Popular Quizzes in Health Insurance Popular Quizzes in Healthcare Type Subject mismatch Topic mismatch Unrelated quiz title Unrelated question Mistake in question statement Incorrect answer Other
Submit Cancel