Historical Impact of Government Policies on Housing and Racial Inequality Quiz

Explore the historical impact of housing policies on racial segregation. Test your knowledge with questions on discriminatory practices & landmark cases.

#1

Which term refers to the practice of denying loans or insurance to people based on the racial or ethnic composition of their neighborhood?

Zoning
Redlining
Gentrification
Urban renewal
#2

Which term refers to the legal process of reclaiming a property due to failure to make mortgage payments?

Foreclosure
Eviction
Repossession
Seizure
#3

Which government policy is often credited with exacerbating racial segregation in housing in the United States?

Civil Rights Act of 1964
Fair Housing Act of 1968
Federal Housing Administration's redlining policies
Affordable Housing Act of 1990
#4

Which of the following is NOT a consequence of discriminatory housing policies in the 20th century?

Creation of racially segregated neighborhoods
Wealth accumulation disparity between races
Equal access to housing opportunities for all races
Continued racial disparities in homeownership rates
#5

Which term describes the practice of real estate agents guiding prospective homeowners to certain neighborhoods based on their race?

Racial profiling
Steering
Redistricting
Blockbusting
#6

Which U.S. President signed the Fair Housing Act into law, prohibiting discrimination in the sale, rental, and financing of housing?

John F. Kennedy
Lyndon B. Johnson
Richard Nixon
Ronald Reagan
#7

Which legislative act established the National Housing Act, which facilitated the construction of affordable housing and introduced mortgage insurance?

New Deal
Great Society
Fair Deal
New Frontier
#8

Which federal agency implemented policies that favored suburban development while discriminating against inner-city neighborhoods in the mid-20th century?

Department of Education
Department of Agriculture
Department of Housing and Urban Development
Federal Housing Administration
#9

Which landmark Supreme Court case ruled that racially restrictive housing covenants were unenforceable?

Brown v. Board of Education
Plessy v. Ferguson
Shelley v. Kraemer
Marbury v. Madison
#10

Which governmental entity was responsible for the creation of segregated public housing projects in the mid-20th century?

Department of Housing and Urban Development
Federal Housing Administration
Works Progress Administration
Civil Rights Division
#11

Which term describes the government-backed practice of granting mortgages to specific racial or ethnic groups while excluding others?

Redlining
Blockbusting
White flight
Reverse discrimination
#12

Which government program provided financial incentives for developers to build suburban housing, contributing to urban decay?

Urban Renewal Program
Public Housing Program
Federal Highway Act
Urban Sprawl Initiative

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