#1
What is the main function of dental insurance?
To cover all dental expenses
To provide free dental care
To help offset the cost of dental care
To replace the need for dental care
#2
Which of the following is NOT typically covered by dental insurance?
Routine cleanings
Dental fillings
Cosmetic procedures
Orthodontic treatment
#3
Which of the following is NOT a factor that affects dental insurance premiums?
Age
Location
Gender
Type of dental procedure
#4
What is a common term used to describe the amount a patient pays for a specific service at the time it is rendered?
Deductible
Premium
Copayment
Coinsurance
#5
Which of the following is NOT typically included in a dental insurance policy?
Waiting period
Pre-existing condition clause
Coverage for cosmetic procedures
Coverage for emergency dental care
#6
What is a common billing method used in dental offices?
Pay-per-service
Monthly subscription
Annual fee
Flat-rate billing
#7
What is a dental claim form used for?
To schedule appointments
To submit insurance claims
To record patient demographics
To request medical records
#8
What is the purpose of a pre-authorization in dental insurance?
To deny coverage for certain procedures
To approve coverage for specific procedures
To determine eligibility for insurance
To cancel insurance policies
#9
What is the typical waiting period for major dental procedures in dental insurance?
30 days
6 months
1 year
No waiting period
#10
What is an EOB (Explanation of Benefits) statement used for in dental insurance?
To provide detailed information about dental procedures
To explain the patient's financial responsibility
To request additional insurance coverage
To schedule follow-up appointments
#11
Which coding system is commonly used in dental billing procedures?
ICD-9-CM
HCPCS Level II
CPT
CDT
#12
In dental coding, what does the code 'D0120' typically represent?
Routine dental examination
Dental extraction
Root canal therapy
Dental filling
#13
What is a common term used to describe the amount a patient must pay out of pocket before dental insurance coverage begins?
Deductible
Copayment
Premium
Coinsurance
#14
Which organization is responsible for creating and maintaining the CDT (Current Dental Terminology) codes?
American Dental Association (ADA)
Centers for Medicare & Medicaid Services (CMS)
American Medical Association (AMA)
World Health Organization (WHO)
#15
What is a common term used to describe the percentage of covered expenses a patient pays after meeting the deductible?
Deductible
Premium
Copayment
Coinsurance