#1
Which of the following is not a type of senior health insurance plan?
Medicare Advantage
Medicaid
Long-Term Care Insurance
Student Health Insurance
#2
What is the primary purpose of Medicare?
Covering prescription drugs
Providing long-term care
Offering financial assistance for low-income seniors
Providing health coverage for people aged 65 and older
#3
Which part of Medicare covers hospital stays?
#4
What is the primary difference between Medicare Advantage and Original Medicare?
Medicare Advantage covers more services than Original Medicare
Original Medicare includes prescription drug coverage, while Medicare Advantage does not
Medicare Advantage plans are offered by private insurance companies, while Original Medicare is administered by the government
There is no difference between Medicare Advantage and Original Medicare
#5
Which of the following is NOT a type of Medicare Advantage plan?
Health Maintenance Organization (HMO)
Preferred Provider Organization (PPO)
Medicare Savings Account (MSA)
Traditional Medicare Plan (TMP)
#6
Which of the following is NOT a factor that may influence the cost of a Medigap policy?
The insurance company offering the policy
The policyholder's age
The level of coverage provided by the policy
The policyholder's income level
#7
What is the 'donut hole' in Medicare Part D coverage?
A gap in prescription drug coverage
A period where dental coverage is suspended
A limitation on the number of doctor visits covered
A restriction on emergency room visits
#8
What is the purpose of the Annual Enrollment Period (AEP) for Medicare Advantage and Medicare prescription drug coverage?
To allow individuals to enroll in Medicare for the first time
To make changes to existing coverage or enroll in a new plan
To provide a period for Medicare beneficiaries to receive free preventive services
To allow beneficiaries to switch from Medicare to Medicaid
#9
Which of the following services is typically covered by long-term care insurance?
Routine dental care
Assistance with daily activities like bathing and dressing
Prescription drugs
Emergency room visits
#10
Which Medicare part covers prescription drugs?
#11
Which of the following statements about Medicaid is true?
It is a federal program available to all seniors aged 65 and older
It is funded solely by the federal government
It provides health coverage to low-income individuals and families
It covers all healthcare expenses with no out-of-pocket costs
#12
What is the income eligibility criteria for Medicaid?
There is no income eligibility criteria
Income must be below the federal poverty level
Income must be above the median household income
Income must be above $100,000 per year
#13
Which of the following is NOT a factor that affects the cost of Medigap policies?
Location
Gender
Smoking status
Marital status
#14
What is the purpose of the Annual Notice of Change (ANOC) in Medicare Advantage plans?
To inform beneficiaries about changes in plan benefits and costs
To advertise new Medicare Advantage plans
To enroll new beneficiaries
To notify beneficiaries of Medicare eligibility
#15
What is the 'coverage gap' in Medicare Part D?
A gap in coverage for preventive services
A period where certain prescription drugs may not be covered
A limitation on hospital stays
A restriction on specialist visits