#1
Which of the following is a true statement about Medicare Part D?
It covers hospital stays and skilled nursing facilities.
It provides coverage for prescription drugs.
It offers free preventive services.
It covers all medical expenses for seniors.
#2
When was Medicare Part D implemented?
#3
Which government agency administers the Medicare Part D program?
Social Security Administration
Department of Health and Human Services
Centers for Medicare & Medicaid Services
Food and Drug Administration
#4
What is the purpose of Medicare Part D?
To provide coverage for hospital services
To offer coverage for prescription drugs
To cover long-term care services
To provide coverage for dental and vision services
#5
Which of the following Medicare Part D plans offers the highest level of coverage?
Basic Coverage Plan
Enhanced Coverage Plan
Standard Coverage Plan
Premium Coverage Plan
#6
What is the initial enrollment period for Medicare Part D?
The month of your 65th birthday
The three months before and after your 65th birthday
The month of January
Anytime during the year
#7
What is the 'donut hole' in Medicare Part D?
A coverage gap in prescription drug plans
A limit on the number of prescriptions a person can have
A type of prescription drug
A term for the deductible
#8
Which of the following factors can affect Medicare Part D plan costs?
Income level
Marital status
Geographical location
All of the above
#9
Which of the following is not typically covered by Medicare Part D?
Insulin
Blood pressure medication
Over-the-counter vitamins
Antidepressants
#10
What is the income-related monthly adjustment amount (IRMAA) for Medicare Part D?
A premium surcharge based on income
A discount for low-income individuals
An annual deductible
A copayment for prescription drugs
#11
Which government program can help individuals with limited income and resources pay for Medicare Part D costs?
Medicaid
Social Security
Medicare Advantage
State Children's Health Insurance Program (SCHIP)
#12
What is the role of Medicare Part D formularies?
To determine eligibility for coverage
To set the premium rates
To list the drugs covered by the plan
To manage medical appointments
#13
What is 'catastrophic coverage' in Medicare Part D?
Coverage for preventive services
Coverage for prescription drugs after a certain out-of-pocket spending limit is reached
Coverage for hospital stays
Coverage for medical equipment
#14
Which of the following individuals may be eligible for extra help with Medicare Part D costs?
Anyone aged 65 or older
Individuals with low income and limited resources
Individuals with private insurance
Those who are not enrolled in Medicare Part A
#15
Which of the following is true about the coverage gap (or 'donut hole') in Medicare Part D?
It occurs after reaching the initial coverage limit.
There are no out-of-pocket costs during the coverage gap.
It lasts for the entire calendar year.
Generic drugs are not affected by the coverage gap.
#16
What is the catastrophic coverage threshold in Medicare Part D?
The maximum out-of-pocket spending limit
The minimum deductible amount
The point at which beneficiaries enter the coverage gap
The annual premium adjustment amount
#17
Which of the following is true regarding Medicare Part D late enrollment penalties?
Penalties are applied to beneficiaries who enroll during the initial enrollment period.
Penalties are waived for beneficiaries with employer-sponsored coverage.
Penalties are based on income level.
Penalties can increase the premium by a fixed percentage.