Medicare Advantage and Special Needs Plans (SNP) in 2024 Quiz

Explore healthcare policy with 13 questions on Medicare Advantage and Special Needs Plans. Test your knowledge now!

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What is a Medicare Advantage plan?

A plan that provides extra benefits beyond original Medicare

A plan exclusively for low-income individuals

A plan that covers only prescription drugs

A plan offered by private companies for dental care

What is a Special Needs Plan (SNP) in Medicare?

A plan for individuals with chronic illnesses or specific disabilities

A plan exclusively for individuals over the age of 85

A plan that covers only vision care

A plan for individuals with high income

Which federal agency oversees Medicare Advantage plans?

Centers for Medicare & Medicaid Services (CMS)

Social Security Administration (SSA)

Food and Drug Administration (FDA)

Department of Health and Human Services (HHS)

Which of the following is typically not covered by Medicare Advantage plans?

Hospital stays

Prescription drugs

Routine dental care

Emergency room visits

What is the primary goal of Medicare Advantage plans?

To provide coverage for all medical expenses

To reduce healthcare costs for beneficiaries

To offer exclusive benefits for high-income individuals

To replace Original Medicare entirely

What is the main advantage of enrolling in a Medicare Advantage plan?

Lower premiums compared to Original Medicare

Access to a wider network of healthcare providers

Coverage for all medical expenses with no out-of-pocket costs

Ability to enroll at any time without restrictions

What is the primary difference between Medicare Advantage and Original Medicare?

Medicare Advantage is free, while Original Medicare requires monthly premiums

Medicare Advantage provides additional benefits, while Original Medicare does not

Medicare Advantage is a government program, while Original Medicare is offered by private insurers

Medicare Advantage requires referrals to see specialists, while Original Medicare does not

Which of the following is NOT a common type of Medicare Special Needs Plan?

Chronic Condition SNP

Institutional SNP

Dental SNP

Dual Eligible SNP

What is the role of the Medicare Advantage Open Enrollment Period?

To allow beneficiaries to switch between Original Medicare and Medicare Advantage

To allow beneficiaries to enroll in Medicare Advantage for the first time

To allow beneficiaries to make changes to their Medicare Advantage coverage

To allow beneficiaries to enroll in Medigap plans

#10

What is the purpose of a Special Needs Plan for dual-eligible individuals?

To provide additional benefits not covered by Medicare

To coordinate benefits between Medicare and Medicaid

To provide coverage exclusively for dental care

To offer discounts on prescription drugs

#11

What is a key feature of a Chronic Condition Special Needs Plan (SNP)?

It focuses on individuals with specific chronic illnesses

It is available to anyone regardless of health status

It provides coverage exclusively for preventive services

It offers additional benefits for vision care

#12

Which of the following is a characteristic of a Dual Eligible Special Needs Plan (D-SNP)?

It is available only to individuals with certain chronic conditions

It provides coverage for individuals who are eligible for both Medicare and Medicaid

It offers coverage exclusively for prescription drugs

It requires a higher monthly premium compared to other plans

#13

In Medicare Advantage, what does the term 'out-of-pocket maximum' refer to?

The most you have to pay for covered services in a plan year

The monthly premium you pay for the plan

The amount you pay for each doctor visit

The total cost of all healthcare services you receive