Healthcare Reform and Insurance Regulations Quiz
Test your knowledge of healthcare policy with questions on ACA, HIPAA, Medicaid, insurance regulations, and reforms. How much do you know?
#1
Which of the following is not a primary goal of healthcare reform?
Increasing access to healthcare services
Improving healthcare quality
Reducing healthcare costs
Privatizing the healthcare system
#2
What does the acronym ACA stand for in the context of healthcare reform in the United States?
American Care Act
Affordable Care Act
Advanced Care Amendment
Accessible Coverage Act
#3
Which of the following is NOT typically covered by a standard health insurance plan?
Routine check-ups and preventive care
Emergency medical treatment
Cosmetic surgery for non-medical reasons
Prescription medications
#4
What is the purpose of a Health Savings Account (HSA)?
To provide free healthcare services to low-income individuals
To allow individuals to save money tax-free for medical expenses
To regulate the prices of medical procedures and treatments
To limit the number of doctor visits per year
#5
What is the role of a health insurance broker?
To provide medical treatment to individuals without insurance
To act as an intermediary between insurance companies and consumers, helping consumers find suitable insurance plans
To regulate healthcare facilities and enforce compliance with insurance regulations
To set prices for healthcare services
#6
Which government agency oversees the implementation of the Affordable Care Act (ACA) in the United States?
Department of Defense
Centers for Medicare & Medicaid Services (CMS)
Department of Homeland Security
Environmental Protection Agency (EPA)
#7
Which of the following is a key feature of a single-payer healthcare system?
Healthcare coverage is provided by multiple private insurance companies.
Healthcare coverage is funded and administered by the government.
Healthcare coverage is provided only to individuals with high incomes.
Healthcare coverage is unavailable to individuals with pre-existing conditions.
#8
What is the purpose of medical underwriting in health insurance?
To ensure fair and equal access to healthcare services
To determine the premiums and coverage based on an individual's health status
To regulate the prices of prescription medications
To provide free healthcare services to all citizens
#9
What is 'community rating' in health insurance?
A pricing method where premiums are based on an individual's health status
A pricing method where premiums are based on the geographic area or community
A regulation requiring insurers to cover certain essential health benefits
A regulation mandating employers to provide health insurance to their employees
#10
What is the purpose of Medicaid?
To provide healthcare coverage for individuals aged 65 and older
To provide healthcare coverage for low-income individuals and families
To regulate the prices of prescription medications
To provide free healthcare services to all citizens
#11
What is the 'individual mandate' in the context of healthcare reform?
A requirement for individuals to maintain minimum essential health coverage or pay a penalty.
A tax imposed on healthcare providers.
A government subsidy for private insurance companies.
A regulation limiting the number of healthcare facilities in a region.
#12
Which of the following is a key provision of the Health Insurance Portability and Accountability Act (HIPAA)?
Mandating all individuals to purchase health insurance
Protecting individuals' rights to privacy and confidentiality of their health information
Establishing a government-run healthcare system
Setting limits on the profits of health insurance companies
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