#1
Which of the following is not a primary goal of healthcare reform?
Privatizing the healthcare system
ExplanationOpposite of reform goals, it advocates for private healthcare.
#2
What does the acronym ACA stand for in the context of healthcare reform in the United States?
Affordable Care Act
ExplanationAbbreviation for the major healthcare reform legislation.
#3
Which of the following is NOT typically covered by a standard health insurance plan?
Cosmetic surgery for non-medical reasons
ExplanationExcluded from standard coverage, not medically necessary.
#4
What is the purpose of a Health Savings Account (HSA)?
To allow individuals to save money tax-free for medical expenses
ExplanationTax-free savings for medical expenses.
#5
What is the role of a health insurance broker?
To act as an intermediary between insurance companies and consumers, helping consumers find suitable insurance plans
ExplanationIntermediary assisting in finding suitable insurance plans.
#6
Which government agency oversees the implementation of the Affordable Care Act (ACA) in the United States?
Centers for Medicare & Medicaid Services (CMS)
ExplanationResponsible for managing ACA implementation and healthcare programs.
#7
Which of the following is a key feature of a single-payer healthcare system?
Healthcare coverage is funded and administered by the government.
ExplanationGovernment manages funding and administration of healthcare coverage.
#8
What is the purpose of medical underwriting in health insurance?
To determine the premiums and coverage based on an individual's health status
ExplanationAssesses health status to set insurance premiums and coverage.
#9
What is 'community rating' in health insurance?
A pricing method where premiums are based on the geographic area or community
ExplanationPremiums determined by geographic location or community.
#10
What is the purpose of Medicaid?
To provide healthcare coverage for low-income individuals and families
ExplanationOffers healthcare coverage for low-income individuals and families.
#11
What is the 'individual mandate' in the context of healthcare reform?
A requirement for individuals to maintain minimum essential health coverage or pay a penalty.
ExplanationCompels individuals to have health coverage or face penalties.
#12
Which of the following is a key provision of the Health Insurance Portability and Accountability Act (HIPAA)?
Protecting individuals' rights to privacy and confidentiality of their health information
ExplanationEnsures privacy and confidentiality of health information.