Healthcare Coverage and Facilities Quiz

Test your knowledge on healthcare coverage and facilities with this quiz. Learn about HMOs, Medicaid, deductibles, COBRA, and more.

Practice Learn Test

Which of the following is a common type of healthcare coverage in the United States?

Medicare

NHS

EHIC

PHI

What does HMO stand for in healthcare?

Healthcare Management Organization

Health Maintenance Organization

Healthcare Maintenance Order

Health Management Option

What does EOB stand for in the context of healthcare?

End of Billing

Explanation of Benefits

Emergency Order of Billing

Enrollment of Beneficiaries

What is the purpose of a health insurance network?

To limit access to healthcare services

To provide discounts on healthcare services

To establish a set of healthcare providers that contract with an insurance company

To determine eligibility for coverage

Which of the following is NOT typically covered by a health insurance plan?

Emergency room visits

Vision exams and eyeglasses

Mental health services

Elective cosmetic surgery

What is the primary function of Medicaid in the United States?

To provide healthcare coverage for people over 65

To provide healthcare coverage for low-income individuals and families

To provide healthcare coverage for military personnel

To provide healthcare coverage for government employees

Which of the following is NOT typically covered by most health insurance plans?

Prescription drugs

Routine check-ups

Cosmetic surgery

Emergency room visits

Which of the following is NOT a characteristic of a Preferred Provider Organization (PPO) in healthcare?

Requires referrals to see specialists

Provides coverage for out-of-network providers

Does not require a primary care physician (PCP)

Offers flexibility in choosing healthcare providers

What is the purpose of COBRA (Consolidated Omnibus Budget Reconciliation Act) in the United States?

To provide healthcare coverage for veterans

To provide healthcare coverage for individuals aged 65 and older

To provide continuation of group health coverage that would otherwise be terminated

To provide healthcare coverage for low-income families

#10

What is the role of the FDA (Food and Drug Administration) in healthcare?

Regulates food safety and nutrition

Regulates the safety and efficacy of medical products, including drugs and medical devices

Manages public health emergencies

Develops healthcare policies and regulations

#11

What is the meaning of 'deductible' in health insurance?

The amount you pay for covered healthcare services before your insurance plan starts to pay

The monthly payment you make to the insurance company to maintain coverage

The percentage of costs you pay after you've reached your deductible

The maximum amount you'll pay for covered services in a plan year

#12

Which of the following is a characteristic of a Health Savings Account (HSA)?

Contributions are not tax-deductible

Funds must be used by the end of each calendar year

Can only be used for healthcare expenses incurred in-network

Contributions are tax-deductible and withdrawals are tax-free if used for qualified medical expenses

#13

What is the difference between a copayment and coinsurance in health insurance?

Copayment is a fixed amount paid for each healthcare service, while coinsurance is a percentage of costs paid after meeting the deductible

Copayment is a percentage of costs paid after meeting the deductible, while coinsurance is a fixed amount paid for each healthcare service

Copayment applies only to prescription drugs, while coinsurance applies to all healthcare services

Copayment and coinsurance are terms used interchangeably in health insurance

#14

What is the purpose of a flexible spending account (FSA) in health insurance?

To save for retirement healthcare expenses

To cover out-of-pocket healthcare expenses with pre-tax dollars

To provide coverage for dental and vision care only

To provide coverage for prescription drugs only