Health Insurance and Healthcare Systems Quiz
Explore key concepts in health insurance with this quiz. Learn about coverage types, government programs, and healthcare systems worldwide.
#1
What is the main function of health insurance?
To provide financial protection against medical expenses
To prescribe medication
To perform surgeries
To educate people about healthy living
#2
Which of the following is not a type of health insurance plan?
#3
What does the term 'co-pay' mean in health insurance?
The total cost of the insurance premium
The portion of the medical bill the insured pays out of pocket
The deductible amount
The maximum coverage limit
#4
Which country is known for having a healthcare system with universal coverage?
United States
Germany
Canada
China
#5
What is the Affordable Care Act (ACA) also known as?
Medicaid Expansion Act
Obamacare
Medicare for All Act
Healthcare Reform Act
#6
Which of the following statements about Medicare is true?
Medicare is only available for individuals over 75 years old
Medicare covers all medical expenses with no out-of-pocket costs
Medicare is funded entirely by state governments
Medicare provides health insurance primarily for individuals over 65 and some younger people with disabilities
#7
What is the purpose of a health savings account (HSA)?
To provide free healthcare to individuals
To save money for future medical expenses on a tax-free basis
To pay for medical bills immediately
To invest in healthcare companies
#8
What is the role of Medicaid in the United States?
Providing health insurance to people over 65
Providing health insurance to low-income individuals and families
Providing health insurance to military personnel
Providing health insurance to government employees
#9
In a fee-for-service healthcare system, how are healthcare providers reimbursed?
Based on the number of patients they see
Based on the quality of care provided
Based on a fixed monthly payment
Based on each service or procedure they perform
#10
What is a pre-existing condition in the context of health insurance?
A medical condition that developed after purchasing health insurance
A medical condition that existed before applying for or purchasing health insurance
A condition that is not covered by any health insurance plans
A condition that is too severe for any health insurance to cover
#11
What does the term 'out-of-pocket maximum' refer to in health insurance?
The total amount the insurance company pays for medical expenses
The maximum amount the insured must pay towards covered medical expenses in a plan year
The amount the insured pays for prescriptions
The annual premium cost
#12
Which of the following healthcare systems is primarily funded through taxation?
Single-payer system
Multi-payer system
Fee-for-service system
Health maintenance organization (HMO)
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