#1
What does Medicare Part A cover?
Prescription drugs
Hospital stays
Outpatient services
Dental care
#2
What is the purpose of Medicare Part B?
Coverage for hospital stays
Coverage for doctor visits and outpatient services
Coverage for prescription drugs
Coverage for long-term care
#3
Which Medicare part covers skilled nursing facility care?
#4
What is the primary difference between Medicare Part A and Part B?
Part A covers hospital services, while Part B covers doctor visits and outpatient services
Part A covers prescription drugs, while Part B covers dental care
Part A covers preventive services, while Part B covers emergency care
There is no difference; they cover the same services
#5
What is the purpose of Medigap policies?
To provide coverage for services not covered by Original Medicare
To replace Original Medicare
To provide coverage for prescription drugs
To provide coverage for long-term care
#6
Which part of Medicare covers prescription drugs?
#7
Which of the following is NOT true about Medicare?
It is a federal health insurance program
It is only available for people over 65
It covers all medical expenses with no out-of-pocket costs
It consists of multiple parts
#8
Who is eligible for Medicare?
Only US citizens
Anyone with a job
People with certain disabilities, regardless of age
Only those with high income
#9
What is the 'coverage gap' in Medicare Part D?
A period when Medicare stops covering any prescription drug costs
A period when you pay higher out-of-pocket costs for prescription drugs
A period when Medicare covers all prescription drug costs
A period when you cannot enroll in Medicare Part D
#10
When can you enroll in Medicare?
Anytime throughout the year
Only during the annual Open Enrollment Period
Only when you turn 65 or during a special enrollment period
Only if you are employed full-time
#11
What is the 'Medicare Initial Enrollment Period'?
The period when you can enroll in Medicare Part D
The period when you can enroll in Medicare Parts A and B for the first time
The period when you can switch from Original Medicare to a Medicare Advantage Plan
The period when you can purchase a Medigap policy
#12
What services does Medicare Part C cover?
Prescription drugs
Skilled nursing facility care
Hospital stays
All of the above
#13
What is the 'Medicare Advantage Plan'?
A supplemental plan that covers everything not covered by Medicare
A plan offered by private insurance companies that combines Part A, Part B, and sometimes Part D
A government-funded program for low-income individuals
A plan specifically for prescription drug coverage
#14
What is the income-based adjustment for Medicare Part B premiums called?
Medicare Supplement
Medicare Advantage
Medicare Cost Plan
Income-Related Monthly Adjustment Amount (IRMAA)
#15
What is the income threshold for Medicare Part D's Extra Help program in 2024?
$40,000 for an individual
$50,000 for an individual
$75,000 for an individual
$100,000 for an individual
#16
What is the penalty for not enrolling in Medicare Part B when first eligible, if you do not have other creditable coverage?
5% of the premium for each year of delay
10% of the premium for each year of delay
15% of the premium for each year of delay
20% of the premium for each year of delay
#17
What is the purpose of the Medicare Savings Program (MSP)?
To provide assistance with paying Medicare premiums, deductibles, and co-insurance
To provide free healthcare services for low-income individuals
To cover all medical expenses for Medicare beneficiaries
To provide long-term care services for seniors
#18
What is the Medicare Catastrophic Coverage?
A supplemental plan for individuals with end-stage renal disease
A plan that covers catastrophic medical expenses for Medicare beneficiaries
A program that provides coverage for long-term care services
A plan specifically for low-income individuals