Retirement Planning for Self-Employed Individuals Quiz

Test your knowledge on retirement planning options for self-employed individuals. Explore SEP IRAs, catch-up contributions, RMDs, and more.

#1

Which retirement account is specifically designed for self-employed individuals?

401(k)
Roth IRA
SEP IRA
Traditional IRA
#2

What is the penalty for early withdrawal from a retirement account before the age of 59½?

10%
15%
20%
25%
#3

Which retirement plan allows for loans against the account balance?

Roth IRA
SEP IRA
Solo 401(k)
SIMPLE IRA
#4

What is the maximum contribution limit for a SEP IRA in 2024?

$6,000
$19,500
$58,000
$100,000
#5

Which retirement plan allows catch-up contributions for individuals aged 50 and older?

401(k)
SIMPLE IRA
SEP IRA
Solo 401(k)
#6

Which retirement plan allows for both employer and employee contributions?

SEP IRA
Solo 401(k)
Roth IRA
Traditional IRA
#7

What is the deadline for self-employed individuals to establish and fund a SEP IRA for the previous tax year?

April 15th
October 15th
December 31st
The tax filing deadline, including extensions
#8

Which retirement plan offers the highest contribution limits for self-employed individuals?

Solo 401(k)
SEP IRA
SIMPLE IRA
Roth IRA
#9

Which retirement plan allows for contributions beyond the age of 70½?

Solo 401(k)
SEP IRA
SIMPLE IRA
Traditional IRA

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