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Property Classification and Security Interests Quiz

#1

Which of the following is a characteristic of real property?

It is immovable.
Explanation

Real property is characterized by its immovability.

#2

What type of property typically includes land and anything permanently attached to it?

Real property
Explanation

Real property encompasses land and its permanent attachments.

#3

In the context of property law, what does 'security interest' refer to?

An interest in personal property that secures payment or performance of an obligation.
Explanation

Security interest refers to personal property securing obligations.

#4

Which of the following best describes a 'lien'?

A legal claim on property as security for a debt.
Explanation

A lien is a legal claim on property for debt security.

#5

Which of the following is NOT considered a security interest in property law?

Easement
Explanation

Easement is not a security interest.

#6

Which of the following best describes 'chattel' in property law?

Personal property that is tangible and movable.
Explanation

Chattel refers to tangible, movable personal property.

#7

What is the difference between a pledge and a mortgage?

A pledge involves personal property, while a mortgage involves real property.
Explanation

Pledge involves personal property; mortgage involves real.

#8

What is the main function of a mortgage in property law?

To create a security interest in real property to secure a loan.
Explanation

A mortgage secures a loan with real property.

#9

What is the purpose of a UCC-1 financing statement?

To record a security interest in personal property with the appropriate state authority.
Explanation

UCC-1 records security interest in personal property.

#10

What is the primary function of a deed of trust in property law?

To create a security interest in real property to secure a loan.
Explanation

Deed of trust secures loans with real property.

#11

What does 'priority' refer to in the context of security interests?

The order in which security interests are created or perfected, determining who has first claim to the collateral in case of default.
Explanation

Priority determines the order of claim in case of default.

#12

What is the purpose of perfecting a security interest?

To make the security interest enforceable against third parties.
Explanation

Perfection makes the security interest enforceable.

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