Disability Insurance Coverage and Provisions Quiz Test your knowledge on Disability Insurance coverage, provisions, and terms with these quiz questions. Learn about own occupation definition, benefit determination, riders, and more.
#1
Medical expenses
Income replacement
Home repairs
Travel expenses
#2
Guaranteed investment returns
Coverage for cosmetic surgery
Elimination period
Coverage for pre-existing conditions
#3
Coverage only if the insured can't work any job
Coverage if the insured can't perform their specific job
Coverage if the insured can work from home
Coverage if the insured is self-employed
#4
Based on the insured's current salary
A fixed amount predetermined by the insurer
Based on the insured's medical history
Varies depending on the type of disability
#5
Rehabilitation benefits
Survivor benefits
Return of premium
Cost-of-living adjustments
#6
Short-term disability
Long-term disability
Supplemental disability
Permanent disability
#7
Temporary disabilities
Permanent disabilities
Partial disabilities
Pre-existing disabilities
#8
To waive premium payments if the insured becomes disabled
To increase premium payments in case of disability
To provide premium discounts for the disabled
To provide premium refunds upon disability
#9
Coverage for disabilities resulting from a pre-existing condition
Coverage for disabilities that prevent the insured from working at all
Coverage for disabilities that prevent the insured from performing some job duties
Coverage for disabilities resulting from accidents only
#10
To provide full coverage for a disability
To provide partial coverage for a disability
To provide coverage for temporary disabilities
To provide coverage for pre-existing conditions
#11
To decrease future premium payments
To increase benefit amounts in the future
To extend the elimination period
To decrease the elimination period
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