#1
What is the average annual cost of a private room in a nursing home in the United States?
$50,000 - $60,000
$70,000 - $80,000
$90,000 - $100,000
$110,000 - $120,000
#2
Which of the following is NOT a type of long-term care service?
Home health care
Assisted living facilities
Physical therapy
Urgent care clinics
#3
Which of the following is a common source of funding for long-term care services?
Social Security
401(k) plans
Pension plans
Long-term care insurance
#4
In which setting does respite care typically take place?
Hospital
Assisted living facility
Home
Hospice care center
#5
What percentage of people turning age 65 will need some form of long-term care services in their lifetime, according to the U.S. Department of Health and Human Services?
#6
What is the purpose of a living will?
To specify desired medical treatments
To assign power of attorney
To designate beneficiaries
To outline funeral arrangements
#7
Which government program provides health coverage for low-income individuals and families?
Medicaid
Medicare
Social Security
Veterans Affairs
#8
What is the primary difference between skilled nursing care and custodial care?
Skilled nursing care is provided in a hospital setting.
Custodial care includes assistance with activities of daily living.
Skilled nursing care is typically covered by Medicare.
Custodial care is provided by licensed medical professionals.
#9
What is the purpose of the CARE Act?
To regulate long-term care facilities
To provide funding for long-term care services
To support family caregivers
To establish standards for long-term care insurance
#10
What does ADL stand for in the context of long-term care?
Average Daily Living
Activities of Daily Living
Advanced Disability Level
Aging Disability Limitations
#11
What is the maximum benefit period for long-term care insurance policies?
3 years
5 years
10 years
Lifetime
#12
Which of the following is NOT a factor affecting the cost of long-term care insurance?
Age of the insured
Type of policy
Marital status
Income level
#13
What is a 'waiver program' in the context of long-term care?
A program that exempts certain individuals from long-term care insurance requirements
A program that allows Medicaid to waive the requirement for institutional care
A program that provides waivers for family caregivers to take time off work
A program that waives long-term care taxes for low-income individuals
#14
What is the main purpose of the Long-Term Care Partnership Program?
To provide financial incentives for purchasing long-term care insurance
To offer tax benefits for long-term care expenses
To regulate long-term care facilities
To establish quality standards for long-term care services
#15
Which of the following is NOT typically covered by Medicare for long-term care?
Skilled nursing care
Hospice care
Assisted living facility expenses
Some home health services