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Understanding and Navigating Medicare Options Quiz

#1

Which part of Medicare covers hospital stays?

Part A
Explanation

Hospital stays are covered by Medicare Part A.

#2

What does Medicare Part B primarily cover?

Doctor visits and outpatient services
Explanation

Medicare Part B primarily covers doctor visits and outpatient services.

#3

Which government agency administers the Medicare program?

Centers for Medicare & Medicaid Services (CMS)
Explanation

The Medicare program is administered by the Centers for Medicare & Medicaid Services (CMS).

#4

Which Medicare plan covers prescription drugs?

Part D
Explanation

Prescription drugs are covered by Medicare Part D.

#5

Which of the following services is typically not covered by Medicare?

Cosmetic surgery
Explanation

Cosmetic surgery is typically not covered by Medicare.

#6

What is the role of a Medicare Summary Notice (MSN)?

It provides a summary of Medicare benefits and services.
Explanation

A Medicare Summary Notice (MSN) provides a summary of Medicare benefits and services.

#7

What is the purpose of Medicare Advantage (Part C) plans?

To combine Part A and Part B benefits
Explanation

Medicare Advantage (Part C) plans combine benefits of Part A and Part B.

#8

Which of the following is NOT a requirement to be eligible for Medicare?

Having worked and paid Medicare taxes for at least 10 years
Explanation

Eligibility for Medicare does not depend on having worked and paid Medicare taxes for at least 10 years.

#9

What does Medigap insurance primarily do?

Fill gaps in Original Medicare coverage
Explanation

Medigap insurance primarily fills gaps in Original Medicare coverage.

#10

What is the initial enrollment period for Medicare?

6 months before turning 65 to 6 months after
Explanation

The initial enrollment period for Medicare is from 6 months before turning 65 to 6 months after.

#11

What is the difference between Original Medicare and Medicare Advantage?

Original Medicare is a single plan, while Medicare Advantage offers multiple plan options.
Explanation

Original Medicare is a single plan, while Medicare Advantage offers multiple plan options.

#12

What does the Medicare Annual Enrollment Period (AEP) allow beneficiaries to do?

All of the above
Explanation

The Medicare Annual Enrollment Period (AEP) allows beneficiaries to make various changes to their Medicare coverage.

#13

What is the 'Medicare Part D Coverage Gap,' often referred to as the 'Donut Hole'?

A gap in coverage where beneficiaries pay more for prescription drugs
Explanation

The 'Medicare Part D Coverage Gap' or 'Donut Hole' is a gap in coverage where beneficiaries pay more for prescription drugs.

#14

What is the income-related monthly adjustment amount (IRMAA) in Medicare?

A premium surcharge based on income
Explanation

IRMAA in Medicare is a premium surcharge based on income.

#15

Which Medicare plan allows beneficiaries to add supplemental coverage for prescription drugs?

Medicare Supplement Insurance (Medigap)
Explanation

Medicare Supplement Insurance (Medigap) allows beneficiaries to add supplemental coverage for prescription drugs.

#16

What is the purpose of the Medicare Savings Program?

To provide assistance with Medicare premiums and cost-sharing to low-income beneficiaries
Explanation

The purpose of the Medicare Savings Program is to provide assistance with Medicare premiums and cost-sharing to low-income beneficiaries.

#17

Which of the following is NOT typically covered by Medigap insurance?

Dental care
Explanation

Dental care is not typically covered by Medigap insurance.

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