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Understanding and Navigating Medicare Health Plans Quiz

#1

Which part of Medicare covers hospital stays and inpatient care?

Medicare Part A
Explanation

Hospital stays and inpatient care coverage.

#2

What does Medicare Part B primarily cover?

Outpatient services and preventive care
Explanation

Coverage for outpatient services and preventive care.

#3

Which government agency administers the Medicare program?

Centers for Medicare & Medicaid Services
Explanation

Administers the Medicare program.

#4

What is the purpose of the Annual Wellness Visit in Medicare?

Preventive care and health assessment
Explanation

Focuses on preventive care and health assessment.

#5

What is the 'Medicare for All' proposal?

A plan to expand Medicare coverage for everyone in the U.S.
Explanation

Proposal to extend Medicare coverage nationally.

#6

Which of the following is not a Medicare Advantage Plan?

Medicare Supplement Insurance (Medigap)
Explanation

Not a Medicare Advantage Plan, rather supplements Original Medicare.

#7

What is the purpose of Medicare Part D?

Prescription drug coverage
Explanation

Provides coverage for prescription drugs.

#8

What is the initial enrollment period for Medicare?

6 months
Explanation

Initial enrollment period lasts for 6 months.

#9

Which part of Medicare allows private insurance companies to provide coverage?

Medicare Part C
Explanation

Allows private insurance companies to offer coverage.

#10

Which Medicare program is designed for individuals with specific chronic conditions?

Special Needs Plans (SNPs)
Explanation

Designed for individuals with specific chronic conditions.

#11

What is the income-based program that helps with Medicare costs?

Medicaid
Explanation

Income-based program aiding with Medicare costs.

#12

What does Medigap insurance do?

Fills gaps in Original Medicare coverage
Explanation

Covers expenses not covered by Original Medicare.

#13

During which period can individuals make changes to their Medicare Advantage or Medicare prescription drug coverage?

Annual Election Period
Explanation

Period allowing changes to Medicare coverage.

#14

What is the income threshold for Medicare beneficiaries to be subject to higher premium amounts?

$75,000
Explanation

Threshold for higher premium amounts.

#15

Which preventive services are covered at no cost under Medicare?

Flu shots and tobacco cessation counseling
Explanation

Covered preventive services at no cost.

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