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Regulatory Compliance and Legal Obligations Quiz

#1

Which of the following laws protects consumers' personal information?

GDPR
Explanation

General Data Protection Regulation

#2

What does GDPR stand for?

General Data Protection Regulation
Explanation

Global Data Protection Rules

#3

What does the acronym 'AML' typically stand for in regulatory compliance?

Anti-Money Laundering
Explanation

Preventing and detecting money laundering activities

#4

Which of the following is a key component of KYC procedures?

Know Your Customer
Explanation

Verification process to assess customer identity and risks

#5

What is the purpose of the Health Insurance Portability and Accountability Act (HIPAA)?

To ensure the confidentiality and security of healthcare information
Explanation

Protecting sensitive health data and patient privacy

#6

Which of the following is NOT a category of protected health information (PHI) under HIPAA?

Employment history
Explanation

HIPAA focuses on health-related data, not employment records

#7

Which of the following is NOT typically considered a compliance issue for businesses?

Marketing strategies
Explanation

Operational processes and internal controls are common compliance issues.

#8

What does 'SOX' refer to in the context of regulatory compliance?

Sarbanes-Oxley Act
Explanation

Legislation addressing corporate governance and financial disclosure

#9

What is the primary objective of OFAC regulations?

To enforce trade sanctions
Explanation

Ensuring compliance with economic sanctions programs

#10

What is the purpose of the 'Whistleblower Protection Act'?

To protect whistleblowers from retaliation by their employers
Explanation

Safeguarding those reporting illegal or unethical activities

#11

What is the primary objective of the Payment Card Industry Data Security Standard (PCI DSS)?

To protect cardholder data from unauthorized access
Explanation

Ensuring secure handling of credit card information

#12

What does 'FATCA' stand for in the context of financial compliance?

Foreign Account Tax Compliance Act
Explanation

Addressing tax evasion through international accounts

#13

What is the purpose of a whistleblower hotline in a company?

To report unethical behavior or violations of laws and regulations anonymously
Explanation

Encourages reporting of misconduct without fear of reprisal

#14

Which of the following is NOT an example of insider trading?

A shareholder selling shares based on publicly available information
Explanation

Insider trading involves using non-public information for stock trading

#15

Which of the following is a key principle of the General Data Protection Regulation (GDPR)?

Data minimization
Explanation

Collecting only necessary personal data for specified purposes

#16

What is the primary purpose of the Foreign Corrupt Practices Act (FCPA)?

To prevent bribery and corruption in international business transactions
Explanation

Combatting corrupt practices in global commerce

#17

Which of the following laws is primarily concerned with regulating workplace safety?

OSHA
Explanation

Occupational Safety and Health Administration ensuring workplace safety standards

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