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Monetary Policy and Its Instruments Quiz

#1

Which of the following is an expansionary monetary policy tool?

Decreasing the discount rate
Explanation

Reduces cost of borrowing, encouraging spending and investment.

#2

Which of the following is NOT a function of central banks in monetary policy?

Conducting fiscal policy
Explanation

Central banks primarily focus on monetary, not fiscal, policy.

#3

Which monetary policy tool is used when the central bank buys or sells government securities?

Open market operations
Explanation

Directly affects money supply by buying/selling securities.

#4

What is the primary objective of expansionary monetary policy?

Stimulating economic growth
Explanation

Aim is to increase economic activity, promoting growth.

#5

Which of the following is NOT a tool of expansionary monetary policy?

Increasing reserve requirements
Explanation

Raises costs for banks, restricting lending.

#6

Which of the following is an example of an expansionary monetary policy action?

Lowering the federal funds rate
Explanation

Reduces cost of borrowing, encouraging spending.

#7

What is the purpose of Open Market Operations (OMO) in monetary policy?

To control the money supply
Explanation

Buying/selling securities to influence money supply and interest rates.

#8

Which monetary policy tool directly influences the interest rate at which banks borrow from the central bank?

Discount rate
Explanation

Directly affects cost of borrowing for commercial banks.

#9

Which of the following is NOT a conventional monetary policy instrument?

Quantitative easing
Explanation

Quantitative easing is an unconventional policy involving buying financial assets.

#10

What happens to the money supply when the central bank decreases reserve requirements?

Money supply increases
Explanation

Banks can lend more, increasing overall money supply.

#11

Which of the following is NOT a transmission mechanism of monetary policy?

Government spending
Explanation

Government spending is a fiscal, not monetary, policy tool.

#12

What is the term used to describe the rate at which banks lend reserves to each other overnight?

Federal funds rate
Explanation

Key interest rate in interbank lending.

#13

What is the primary objective of contractionary monetary policy?

Reducing inflation
Explanation

Aim is to slow down economic activity to curb inflationary pressures.

#14

Which of the following is an example of an automatic stabilizer in monetary policy?

Unemployment benefits
Explanation

Aids economic stability by automatically adjusting during downturns.

#15

What is the purpose of forward guidance in monetary policy?

To influence market expectations
Explanation

Used to shape expectations about future policy actions.

#16

Which of the following is a non-conventional monetary policy tool often used during economic crises?

Quantitative easing
Explanation

Aims to boost economy through asset purchases.

#17

What is the main aim of targeting a specific inflation rate in monetary policy?

Maintaining price stability
Explanation

Prevents runaway inflation or deflationary spirals.

#18

Which of the following statements about the Taylor Rule is true?

It provides a guideline for adjusting interest rates based on inflation and output gaps
Explanation

Helps set appropriate interest rates based on economic conditions.

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