#1
Which of the following is not a part of Medicare?
Part C
ExplanationPart C is Medicare Advantage, which is an alternative to Original Medicare.
#2
What type of coverage does Medicare Part A provide?
Hospital insurance
ExplanationMedicare Part A primarily covers inpatient hospital stays and related services.
#3
Which government agency oversees the Medicare program?
Department of Health and Human Services (HHS)
ExplanationHHS is responsible for administering the Medicare program.
#4
Which of the following is not covered by Medicare?
Cosmetic surgery
ExplanationMedicare typically does not cover cosmetic procedures.
#5
What is the purpose of Medicare Part B?
To cover outpatient services and preventive care
ExplanationPart B covers outpatient services, doctor visits, and preventive care.
#6
What is the eligibility age to enroll in Medicare?
65
ExplanationThe age to enroll in Medicare is 65 years.
#7
Which part of Medicare covers prescription drugs?
Part D
ExplanationPart D provides coverage for prescription drugs.
#8
What does Medicare Advantage (Part C) offer?
It provides additional benefits beyond Original Medicare
ExplanationMedicare Advantage offers additional benefits not covered by Original Medicare.
#9
What is Medigap?
A supplemental insurance policy that helps cover costs not covered by Original Medicare
ExplanationMedigap fills in the 'gaps' in Original Medicare coverage.
#10
Which of the following individuals is automatically enrolled in Medicare at age 65?
John, who is currently receiving Social Security benefits
ExplanationPeople receiving Social Security benefits are automatically enrolled in Medicare at 65.
#11
What is the 'donut hole' in Medicare Part D?
A coverage gap for prescription drugs
ExplanationThe 'donut hole' is a phase in Part D coverage where there's a gap in prescription drug coverage.
#12
When can you enroll in Medicare Part B without penalty?
During the Initial Enrollment Period (IEP)
ExplanationThe Initial Enrollment Period is when you can enroll in Part B without penalty.
#13
Which Medicare program provides coverage for individuals with end-stage renal disease (ESRD)?
All of the above
ExplanationAll parts of Medicare provide coverage for ESRD patients.
#14
What is the Medicare Part D 'catastrophic coverage' threshold?
$6,550
ExplanationAfter reaching $6,550 in out-of-pocket spending, Part D provides 'catastrophic coverage.'
#15
What is the difference between Medicare and Medicaid?
Medicare is a federal program, while Medicaid is state-run
ExplanationMedicare is a federal health insurance program, while Medicaid is a joint federal and state program for low-income individuals.