#1
Which of the following is not a part of Medicare?
Part D
ExplanationMedicare Part D is the prescription drug coverage.
#2
What does Medicare Part A primarily cover?
Hospital stays
ExplanationMedicare Part A covers inpatient hospital care.
#3
What is the Medicare Open Enrollment Period?
A period to change Medicare coverage options
ExplanationOpen Enrollment is a time to change or update Medicare coverage.
#4
Which statement about Medicare is correct?
Medicare doesn't cover all healthcare costs
ExplanationMedicare may not cover all healthcare costs, necessitating additional coverage.
#5
What is the primary purpose of Medicare Part D?
To provide coverage for prescription drugs
ExplanationMedicare Part D is for prescription drug coverage.
#6
What is the purpose of the Initial Enrollment Period for Medicare?
To sign up for Medicare for the first time
ExplanationThe Initial Enrollment Period allows individuals to sign up for Medicare initially.
#7
Which of the following is true about Medicare Part C?
It includes coverage provided by private insurance companies
ExplanationMedicare Part C includes coverage from private insurers, often with additional benefits.
#8
What is the purpose of Medicare Part D?
To cover prescription drugs
ExplanationMedicare Part D provides coverage for prescription drugs.
#9
What does Medicare Advantage (Part C) typically include?
Dental and vision benefits
ExplanationMedicare Advantage often includes additional benefits like dental and vision coverage.
#10
Which of the following is a factor influencing Medicare plan selection?
All of the above
ExplanationFactors include cost, coverage, and personal healthcare needs.
#11
What is the primary difference between Medicare Part A and Part B?
Part A covers inpatient care, while Part B covers outpatient care
ExplanationPart A is for inpatient care, while Part B covers outpatient services.
#12
Which of the following is true about Medicare Part B?
It provides coverage for doctor visits and outpatient services
ExplanationPart B covers doctor visits and outpatient services.
#13
What is a key consideration when choosing between Original Medicare and Medicare Advantage (Part C)?
All of the above
ExplanationConsiderations include cost, coverage, and personal healthcare needs.
#14
What is the purpose of Medigap insurance?
To cover costs not covered by Original Medicare
ExplanationMedigap fills in the gaps in coverage left by Original Medicare.
#15
What is the income-related monthly adjustment amount (IRMAA) in Medicare?
An additional amount some people have to pay for Medicare Part B and Part D premiums
ExplanationIRMAA is an extra payment for higher-income individuals on Medicare.
#16
What is the primary difference between Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans?
Medicare Advantage plans provide additional benefits, while Medigap plans fill in coverage gaps
ExplanationAdvantage plans offer extra benefits, while Medigap fills in coverage gaps.