#1
Which government program provides health insurance for individuals aged 65 and older in the United States?
Medicare
ExplanationMedicare is a government program offering health insurance to individuals aged 65 and older.
#2
Which Medicare program helps low-income individuals with their healthcare costs?
Medicare Savings Program
ExplanationThe Medicare Savings Program assists low-income individuals with their healthcare costs.
#3
Which Medicare plan covers skilled nursing facility care?
Medicare Part A
ExplanationMedicare Part A covers skilled nursing facility care.
#4
What is the primary purpose of Medicare Part D plans?
To offer prescription drug coverage.
ExplanationThe primary purpose of Medicare Part D plans is to offer prescription drug coverage.
#5
Which federal agency administers the Medicare program?
Department of Health and Human Services
ExplanationThe Department of Health and Human Services administers the Medicare program.
#6
What is the primary purpose of Medicare Advantage Plans?
Offer supplemental coverage to Original Medicare
ExplanationMedicare Advantage Plans aim to provide additional coverage to the original Medicare plan.
#7
Which part of Medicare covers prescription drug benefits?
Part D
ExplanationMedicare Part D specifically covers prescription drug benefits.
#8
What is the key difference between Medicare Advantage Plans and Original Medicare?
Medicare Advantage is administered by private insurance companies, while Original Medicare is a government-run program.
ExplanationMedicare Advantage Plans are administered by private insurance companies, while Original Medicare is a government-run program.
#9
Which of the following is true about the Medicare Advantage Open Enrollment Period?
It allows individuals to switch from Medicare Advantage to Original Medicare.
ExplanationThe Medicare Advantage Open Enrollment Period allows individuals to switch from Medicare Advantage to Original Medicare.
#10
What is the 'star rating' system used to assess in Medicare Advantage Plans?
A measure of plan quality and performance.
ExplanationThe 'star rating' system in Medicare Advantage Plans is used to assess plan quality and performance.
#11
What is the 'donut hole' in Medicare prescription drug coverage?
A coverage gap where the beneficiary pays more out-of-pocket
ExplanationThe 'donut hole' in Medicare Part D is a coverage gap requiring beneficiaries to pay more out-of-pocket.
#12
Which entity oversees the Medicare Advantage program and ensures compliance with regulations?
Centers for Medicare & Medicaid Services (CMS)
ExplanationThe Centers for Medicare & Medicaid Services (CMS) oversee the Medicare Advantage program and ensure regulatory compliance.
#13
What is the purpose of the Medicare Part C plan, also known as Medicare Advantage?
To offer a combination of hospital and medical coverage with additional benefits.
ExplanationThe purpose of Medicare Part C, or Medicare Advantage, is to provide a combination of hospital and medical coverage with additional benefits.
#14
In Medicare Part D, what is the coverage gap commonly referred to as?
Coverage Hole or 'Donut Hole'
ExplanationThe coverage gap in Medicare Part D is commonly referred to as the 'Coverage Hole' or 'Donut Hole'.
#15
Which of the following is a characteristic of a Special Enrollment Period (SEP) for Medicare?
It is triggered by a qualifying event.
ExplanationA Special Enrollment Period (SEP) for Medicare is triggered by a qualifying event.