#1
Which type of insurance plan typically covers medical expenses for individuals aged 65 and older?
Senior health insurance
ExplanationCovers medical expenses for seniors.
#2
What does Medicare primarily provide for seniors in the United States?
Coverage for hospital care and medical services
ExplanationPrimary coverage for hospital and medical services.
#3
What is the purpose of Medicaid in the United States?
To provide health coverage for low-income individuals and families
ExplanationOffers health coverage for low-income.
#4
Which Medicare plan covers medically necessary services like doctor's visits and outpatient care?
Medicare Part B
ExplanationCovers medical services.
#5
Which Medicare plan offers coverage for prescription drugs?
Medicare Part D
ExplanationCoverage for prescription medications.
#6
Which Medicare plan covers hospice care services?
Medicare Part A
ExplanationCoverage for hospice care.
#7
Which of the following is not a part of Medicare?
Part F
ExplanationNot a component of Medicare.
#8
What is the purpose of Medigap insurance?
To cover medical expenses not covered by Medicare
ExplanationFills gaps in Medicare coverage.
#9
What is the main difference between Medicare Advantage and Original Medicare?
Medicare Advantage combines Parts A and B
ExplanationCombines Parts A and B coverage.
#10
Which government agency oversees Medicare and Medicaid programs in the United States?
Centers for Medicare & Medicaid Services (CMS)
ExplanationOversees Medicare and Medicaid.
#11
What does Long-Term Care Insurance typically cover?
Assistance with daily activities
ExplanationCovers daily assistance.
#12
What is the enrollment period for Medicare Advantage plans?
October 15th - December 7th
ExplanationEnrollment window for Medicare Advantage.
#13
What is the eligibility age for Medicare in the United States?
65
ExplanationEligibility age for Medicare.
#14
Which of the following is not typically covered by a Medicare Supplement Insurance (Medigap) plan?
Long-term care
ExplanationExcludes long-term care.
#15
What is the 'donut hole' in Medicare Part D coverage?
A gap in prescription drug coverage
ExplanationGap in prescription drug coverage.
#16
What is the income requirement for eligibility for Medicaid in the United States?
Must be below the poverty line
ExplanationRequirement to be below poverty line.
#17
Which type of insurance covers the costs of nursing home care?
Long-Term Care Insurance
ExplanationCovers nursing home care.