#1
Which of the following is NOT a type of healthcare financing model?
Medicare-for-All
ExplanationUniversal healthcare system proposal.
#2
What does the term 'co-payment' refer to in healthcare insurance?
The amount paid by the insured for each healthcare service or medication
ExplanationOut-of-pocket payment by the insured.
#3
What is the primary source of funding for Medicaid in the United States?
State and federal government funds
ExplanationGovernment-sponsored healthcare assistance.
#4
In the context of healthcare financing, what does 'cost-sharing' refer to?
The division of healthcare costs between patients and insurers
ExplanationShared financial responsibility.
#5
What is a health insurance premium?
The monthly or annual fee paid to an insurance company to maintain coverage
ExplanationInsurance coverage maintenance fee.
#6
Which of the following is a characteristic of a single-payer healthcare system?
There is a single government-run insurance program that covers all citizens.
ExplanationCentralized healthcare coverage.
#7
What is adverse selection in the context of health insurance?
Individuals with higher health risks being more likely to purchase insurance.
ExplanationRisk imbalance in insurance pools.
#8
What is the main purpose of the Affordable Care Act (ACA) in the United States?
To expand access to healthcare coverage
ExplanationEnhancing healthcare accessibility.
#9
What is a Health Savings Account (HSA) commonly used for in healthcare financing?
To cover out-of-pocket medical expenses
ExplanationTax-advantaged healthcare savings.
#10
What is the main difference between Medicare and Medicaid in the United States?
Medicare is for individuals aged 65 and older, while Medicaid is for low-income individuals and families
ExplanationDifferent eligibility criteria based on age and income.
#11
Which of the following is a characteristic of a Health Maintenance Organization (HMO)?
Patients must select a primary care physician.
ExplanationGatekeeping primary care requirement.
#12
Which of the following countries has a predominantly private healthcare insurance system?
Switzerland
ExplanationMarket-based healthcare provision.
#13
In a social health insurance model, who typically provides healthcare services?
Government-owned healthcare facilities
ExplanationState-run healthcare service providers.
#14
Which of the following is an example of a social health insurance system?
National Health Service in the United Kingdom
ExplanationState-funded healthcare provision.
#15
Which of the following healthcare financing models places the responsibility of healthcare cost management on patients?
Consumer-driven healthcare
ExplanationPatient-centered cost management approach.