Financial Transactions and Customer Service Quiz

Test your knowledge on banking with questions about financial transactions, customer service, and more. Check your understanding now!

#1

Which of the following is an example of a financial transaction?

Sending an email
Buying groceries with cash
Watching a movie
Exercising at the gym
#2

What is the primary purpose of a bank statement?

To show the customer's current account balance
To list all the movies watched by the customer
To display the customer's email history
To show the customer's transaction history
#3

What does KYC stand for in banking?

Know Your Customer
Keep Your Cash
Keep Your Card
Know Your Card
#4

Which of the following is a common method of customer authentication in online banking?

Biometric scans
Sending a fax
Writing a letter
Telepathy
#5

What does ACH stand for in banking?

Automated Clearing House
Automated Customer Help
Automated Card Handling
Automated Currency Handling
#6

What does APR stand for in finance?

Annual Payment Ratio
Average Percentage Rate
Annual Percentage Rate
Average Payment Ratio
#7

In banking, what is the purpose of a wire transfer?

To transfer data between computers
To transfer funds electronically from one bank to another
To connect different bank branches
To send physical mail
#8

What is the purpose of a credit score?

To determine a customer's eligibility for a loan or credit card
To record the number of movies watched by a customer
To display a customer's email history
To list the items purchased by a customer
#9

What is a mutual fund?

A type of bank account
A pool of funds collected from many investors to invest in securities
A method of sending money internationally
A type of insurance policy
#10

What is the purpose of a routing number in banking?

To identify a specific bank branch
To calculate interest on a loan
To schedule appointments with a banker
To track the location of a package
#11

What is a chargeback in the context of credit card transactions?

A fee charged for using a credit card
A reversal of a disputed transaction
A bonus received for timely payments
A charge added to the customer's bill
#12

What is the purpose of a SWIFT code in international transactions?

To identify a specific bank during an international transaction
To track the location of a parcel
To send emails securely
To translate languages automatically
#13

What is the purpose of a stock exchange?

To exchange foreign currencies
To buy and sell shares of publicly traded companies
To exchange physical goods
To provide loans to businesses
#14

What is the purpose of a dividend in finance?

To pay off debt
To indicate a loss
To distribute profits to shareholders
To invest in new projects
#15

What is the purpose of a futures contract in finance?

To predict stock prices
To provide insurance against market fluctuations
To invest in real estate
To secure a loan

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