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Financial Aid and Scholarship Strategies Quiz

#1

What is the FAFSA?

Free Application for Federal Student Aid
Explanation

Application for federal student aid.

#2

What is a merit-based scholarship?

A scholarship based on academic achievement or other accomplishments
Explanation

Scholarship awarded for academic or other achievements.

#3

What is the purpose of the Federal Work-Study program?

To provide part-time jobs for students with financial need
Explanation

Provide part-time jobs for financially needy students.

#4

What is the purpose of the College Board's CSS Profile?

To assess financial need for non-federal financial aid
Explanation

Assess financial need for non-federal aid.

#5

What is the primary purpose of the Federal Pell Grant?

To provide grants for undergraduate students with financial need
Explanation

Provide grants for financially needy undergraduates.

#6

What is the maximum income limit for eligibility for Pell Grants in the US?

There is no income limit
Explanation

No income limit for Pell Grant eligibility.

#7

What is the purpose of the CSS Profile?

To apply for institutional financial aid
Explanation

Application for institutional financial aid.

#8

What is the difference between a grant and a scholarship?

Grants do not need to be repaid, while scholarships do
Explanation

Grants are non-repayable; scholarships need repayment.

#9

What is an EFC (Expected Family Contribution)?

An estimate of the family's ability to contribute to college expenses
Explanation

Estimate of family's ability to pay for college.

#10

What is the primary difference between a subsidized and an unsubsidized loan?

The government pays the interest on subsidized loans while the student is in school
Explanation

Government pays interest on subsidized loans while in school.

#11

What is the difference between subsidized and unsubsidized student loans?

Subsidized loans require financial need, while unsubsidized loans do not
Explanation

Subsidized loans based on financial need; unsubsidized not.

#12

What is the purpose of a need-blind admission policy?

To admit students regardless of their financial need
Explanation

Admit students regardless of financial need.

#13

What is the difference between a tuition waiver and a tuition reimbursement?

Tuition waivers exempt students from paying tuition, while tuition reimbursements reimburse students for tuition expenses already paid
Explanation

Waivers exempt tuition; reimbursements refund already paid tuition.

#14

What is the primary benefit of a 529 savings plan for education?

Tax-free withdrawals for qualified education expenses
Explanation

Tax-free withdrawals for educational expenses.

#15

What is the primary advantage of private student loans compared to federal loans?

Higher borrowing limits
Explanation

Private loans offer higher borrowing limits.

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