#1
What does Medicare primarily cover?
Hospital stays
ExplanationMainly covers inpatient hospital care.
#2
What does Medicaid primarily provide assistance with?
Long-term care
ExplanationMedicaid primarily assists with long-term care.
#3
Which population group does Medicare primarily serve?
Those aged 65 and older
ExplanationMainly serves individuals aged 65 and older.
#4
What is the eligibility requirement for receiving Social Security benefits in the United States?
Age 62
ExplanationEligibility for Social Security benefits begins at age 62.
#5
Which of the following is NOT a factor that can affect Medicare premiums?
Employment status
ExplanationEmployment status does not affect Medicare premiums.
#6
Which of the following is not covered by Medicare Part A?
Physician services
ExplanationPhysician services are not covered by Part A.
#7
What is the age requirement for eligibility for Medicare in the United States?
65
ExplanationEligibility begins at age 65.
#8
Which part of Medicare covers physician services and outpatient care?
Part B
ExplanationPart B handles outpatient services and physician care.
#9
What type of coverage does Medicare Advantage (Part C) provide?
All-in-one bundled coverage
ExplanationPart C offers comprehensive bundled coverage.
#10
What is the primary source of funding for Medicare?
Federal government
ExplanationFunded primarily by the federal government.
#11
Which of the following services is typically not covered by Medicare?
Routine dental care
ExplanationMedicare usually does not cover routine dental care.
#12
What is the purpose of the Medicare Annual Enrollment Period (AEP)?
To change Medicare coverage options
ExplanationAEP allows changes to Medicare coverage options.
#13
What is the 'donut hole' in Medicare Part D coverage?
A coverage gap for prescription drugs
ExplanationPart D has a coverage gap for prescription drugs.
#14
What is the purpose of Medigap insurance?
To fill gaps in Medicare coverage
ExplanationMedigap fills gaps in Medicare coverage.
#15
What is the penalty for late enrollment in Medicare Part B?
20% increase in premiums per year
ExplanationLate enrollment in Part B incurs a 20% premium increase per year.
#16
What is the difference between Medicare and Medicaid?
Medicare is a federal program, while Medicaid is run by individual states
ExplanationMedicare is federal, Medicaid is state-run.
#17
Which of the following is a factor that affects Medigap premiums?
All of the above
ExplanationAll of the above factors affect Medigap premiums.