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Medicare Part D Enrollment and Coverage Quiz

#1

When can individuals initially enroll in Medicare Part D?

During the annual Open Enrollment Period
Explanation

Enrollment during designated period.

#2

Which of the following is not covered by Medicare Part D?

Over-the-counter medications
Explanation

Exclusion of OTC drugs.

#3

Which government agency administers Medicare Part D?

Centers for Medicare & Medicaid Services (CMS)
Explanation

Administration by CMS.

#4

What is the late enrollment penalty for Medicare Part D?

10% of the monthly premium
Explanation

Penalty for delayed enrollment.

#5

Which of the following is NOT a stage of Medicare Part D coverage?

Initial Enrollment
Explanation

Exclusion of initial enrollment stage.

#6

What is the 'donut hole' in Medicare Part D coverage?

A coverage gap where the individual pays more for prescription drugs
Explanation

Coverage gap with increased costs.

#7

Can individuals change their Medicare Part D plan outside of the Open Enrollment Period?

Yes, but only if they have a special circumstance
Explanation

Limited changes outside regular period.

#8

What is the purpose of the Initial Coverage Limit in Medicare Part D?

To set the maximum amount of drug costs before entering the coverage gap
Explanation

Maximum pre-gap drug costs.

#9

During the coverage gap ('donut hole') in Medicare Part D, what percentage of prescription drug costs does the individual typically pay for brand-name drugs?

45%
Explanation

Percentage of brand-name drug costs.

#10

What is the purpose of the Medicare Part D Annual Notice of Change (ANOC)?

To notify individuals of changes to their Medicare Part D plan for the upcoming year
Explanation

Notification of plan changes.

#11

What is the Extra Help program related to Medicare Part D?

A program that offers assistance with prescription drug costs for those with limited income and resources
Explanation

Financial assistance program.

#12

Which of the following individuals is automatically enrolled in Medicare Part D?

Individuals who have Medicaid
Explanation

Automatic enrollment for Medicaid recipients.

#13

What is the purpose of the Medicare Part D formulary?

To list all covered prescription drugs and their costs
Explanation

Listing of covered drugs.

#14

What is the purpose of the Medicare Part D Explanation of Benefits (EOB) statement?

To detail prescription drug costs and payments made by the plan
Explanation

Statement detailing drug costs and payments.

#15

Which of the following individuals may be eligible for both Medicare and Medicaid, also known as dual-eligibility?

Individuals with low income and limited resources
Explanation

Eligibility based on income and resources.

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