#1
When can you first enroll in Medicare?
At age 65
ExplanationEnrollment in Medicare starts at the age of 65.
#2
What does Medicare Part A typically cover?
Hospital stays
ExplanationMedicare Part A covers expenses related to hospital stays.
#3
Which of the following individuals is automatically enrolled in Medicare?
Anyone receiving Social Security benefits
ExplanationIndividuals receiving Social Security benefits are automatically enrolled in Medicare.
#4
What does Medicare Part C refer to?
Medicare Advantage plans
ExplanationMedicare Part C refers to Medicare Advantage plans.
#5
Which of the following is NOT covered by Medicare?
Routine dental care
ExplanationRoutine dental care is not covered by Medicare.
#6
What is the purpose of Medicare Part D?
To provide coverage for prescription drugs
ExplanationThe purpose of Medicare Part D is to provide coverage for prescription drugs.
#7
Which of the following is NOT a Medicare Advantage plan?
Fee-for-Service (FFS)
ExplanationFee-for-Service (FFS) is not a type of Medicare Advantage plan.
#8
During what period can you make changes to your Medicare coverage?
Annual Enrollment Period
ExplanationChanges to Medicare coverage can be made during the Annual Enrollment Period.
#9
What is the penalty for late enrollment in Medicare Part B?
10% of premium for each year of delay
ExplanationLate enrollment in Medicare Part B incurs a penalty of 10% of the premium for each year of delay.
#10
What is the income threshold for the Medicare Part B premium surcharge?
$85,000 for an individual
ExplanationThe income threshold for the Medicare Part B premium surcharge is $85,000 for an individual.
#11
Which of the following services is covered by Medicare Part B?
Ambulance services
ExplanationMedicare Part B covers ambulance services.
#12
Which of the following is NOT a factor that affects Medicare eligibility?
Marital status
ExplanationMarital status is not a factor that affects Medicare eligibility.
#13
Which part of Medicare typically covers prescription drugs?
Part D
ExplanationMedicare Part D is responsible for covering prescription drugs.
#14
What is the waiting period for coverage to begin after enrolling in Medicare?
1 month
ExplanationThere is a one-month waiting period for coverage to begin after enrolling in Medicare.
#15
What is the purpose of Medigap insurance?
To fill gaps in Medicare coverage
ExplanationMedigap insurance is designed to fill gaps in Medicare coverage.
#16
What is the grace period for enrolling in Medicare Part D after becoming eligible?
60 days
ExplanationThere is a 60-day grace period for enrolling in Medicare Part D after becoming eligible.
#17
Which Medicare program provides coverage for low-income individuals?
Medicare Savings Programs
ExplanationMedicare Savings Programs provide coverage for low-income individuals.
#18
What is the difference between Medicare Advantage and Medigap?
Medicare Advantage provides additional benefits, while Medigap fills coverage gaps.
ExplanationMedicare Advantage provides additional benefits, while Medigap fills coverage gaps.