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Financial Decision-Making Techniques Quiz

#1

Which of the following is a financial decision-making technique primarily concerned with determining the economic feasibility of a project?

Net present value (NPV)
Explanation

Assesses economic feasibility by discounting future cash flows.

#2

What does the payback period represent in financial decision-making?

The time it takes to recover the initial investment
Explanation

Time taken to recoup the initial investment.

#3

Which of the following financial decision-making techniques discounts future cash flows to their present value?

Net present value (NPV)
Explanation

Discounts future cash flows to present value.

#4

What is the primary advantage of using net present value (NPV) as a financial decision-making technique?

It accounts for the time value of money
Explanation

Considers the time value of money in evaluations.

#5

In financial decision-making, what does the term 'opportunity cost' refer to?

The cost of foregone alternatives
Explanation

Cost incurred due to choosing one alternative over another.

#6

Which financial decision-making technique assesses how changes in one variable affect the outcome?

Sensitivity analysis
Explanation

Evaluates the impact of variable changes on outcomes.

#7

In capital budgeting, what does the internal rate of return (IRR) represent?

The discount rate at which the net present value (NPV) is zero
Explanation

The rate where NPV equals zero.

#8

Which financial decision-making technique helps determine the time it takes to recover the initial investment?

Payback period
Explanation

Calculates the time for investment recovery.

#9

What does the term 'discount rate' represent in financial decision-making?

The interest rate used to calculate future cash flows
Explanation

Rate used to discount future cash flows.

#10

What is the main limitation of using the payback period as a financial decision-making tool?

It ignores the time value of money
Explanation

Fails to consider the time value of money.

#11

Which financial decision-making technique accounts for the uncertainty by evaluating multiple possible outcomes?

Monte Carlo simulation
Explanation

Considers uncertainty through multiple outcome evaluation.

#12

Which financial decision-making technique evaluates the impact of various assumptions and estimates on project outcomes?

Sensitivity analysis
Explanation

Assesses impact of assumptions on outcomes.

#13

What does the profitability index (PI) indicate in financial decision-making?

The ratio of discounted benefits to discounted costs
Explanation

Indicates the ratio of discounted benefits to costs.

#14

What does the profitability index (PI) indicate when it's equal to 1?

The project's NPV is zero
Explanation

NPV of the project equals zero.

#15

What does the term 'terminal value' represent in financial decision-making?

The value of a project at the end of its forecast period
Explanation

Value of project at forecast period's end.

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